From the desk of
Kirby Wood
Senior Vice President and Chief Marketing Officer

(888) 221-1234, ext. 3582

March 23, 2016

Dear Valued Producer,

American Equity has always been committed to a consistent and disciplined investment philosophy. We assure our commitment with an exceptionally high quality asset portfolio — 98.1% of our fixed income portfolio is investment grade. High quality investments combined with pricing integrity and responsible product design are the foundation of American Equity’s commitment to safety and guarantees.

Today’s low interest rate environment continues to be a challenge — which seems to be the new normal. Market volatility has increased and is expected
to continue to be volatile. Low interest rates coupled with increased market volatility are the two major factors that drive our rates offered on our fixed indexed annuities.

Rate setting is a critical process and one that we evaluate frequently. We try to limit making changes if at all possible. However, today’s environment dictates that adjustments are necessary on many of our products effective April 5, 2016. For those of you who attended our Gold Eagle Producer Forum last week, we shared that rates would likely be adjusted soon. CLICK HERE to view the rate grid and important deadlines regarding these adjustments.

American Equity continues to be the industry leader in providing guaranteed lifetime income. There are no changes to the Lifetime Income Benefit Rider. Stay tuned — we will be introducing an exciting, new lifetime income benefit rider in early April!

On behalf of my teammates here at American Equity, thank you for your business, support and partnership. Please do not hesitate to contact us at
888-647-1371 if you have any questions.


Kirby Wood
Senior Vice President and Chief Marketing Officer


P.O. Box 71216 • Des Moines, IA 50325 • 1-888-221-1234515-221-0002
515-221-9947 (Fax) •

Call Us Today with Any Further Questions!

Morgan Marx