Life Insurance for Life

In addition to traditional life insurance products, Synergy specializes in Living Benefit products- we have a training platform that is second to none for this new breed of life insurance.

Living Benefits are the cornerstone of the edge that Synergy helps provide producers.

Health Insurance ALONE…


doesn’t cover all things for all people.

Life Insurance For Life with Living Benefits

In fact 62% of bankruptcies are due to a critical illness and 75% of those who filed for bankruptcy had a health
insurance policy.*

Men have a 1 in 2 risk of developing cancer during their lifetime and women have a 1 in 3 risk,** yet nearly two-thirds of cancer-related costs are NOT medical.***

We believe that a solid financial foundation includes health insurance and yes, life insurance. Here’s why . . .

doctor and patient

Most life insurance policies just pay out at death. However, that is not how our plans work.
Our life insurance has “living benefits” – benefits you do not have to die to use!


If you experience a terminal, chronic or critical illness, you can access your death benefit while living—even if you
experience a heart attack, cancer, stroke, ALS, major organ transplant, the inability to perform 2 out of 6 activities of daily living (toileting, transferring, bathing, eating, etc.) and many other ailments.

living benefits slide 1
living benefits slide 2

Our living benefits are included at no additional cost on Term, Universal Life or Index Universal Life insurance policies.

We offer more than death insurance; we offer life insurance for life.

To learn more, contact us today!


*The American Journal of Medicine, 2009.
**Cancer Facts and the War on Cancer. LIMRA, 2007.
***Cancer Facts & Figures 2008. American Cancer Society, 2008.

Life Insurance For Life Articles