--- title: Week of April 13th 2026 description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic. image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png --- [Skip to content](https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) Apr 13, 2026, 10:08:17 AM # Week of April 13th 2026 ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026) [envelope icon](mailto:?body=https://synergyannuity.com/myga-leaderboard/week-of-april-13th-2026) Synergy MYGA Leaderboard Monday, April 13, 2026 This Week's Spotlight Products | Best Overall Rate Knighthead Life – Staysail 7 6.50% fixed for 7 years | | --- | | Best With 10% Liquidity Axonic – Waypoint 5 MYGA 5.65% with 10% free withdrawal | | Best With 10% Liquidity + A– or Better Oceanview – Harbourview 10 5.55% with 10% free withdrawal and A rating | 2026 MYGA Leaderboard | Term | Best Overall Rate | Best with 10% Liquidity | Best with 10% + A– or Better | | --- | --- | --- | --- | | 2 Year | CL Sundance 2 – 5.15% | None Available | Axonic Waypoint 2 – 5.00% | | 3 Year | NexAnnuity Nex3 – 5.75% | None Available | Axonic Waypoint 3 – 5.40% | | 4 Year | Oceanview Harbourview 4 – 5.20% | Oceanview Harbourview 4 – 5.20% | Oceanview Harbourview 4 – 5.20% | | 5 Year | American Gulf Anchor 5 – 6.30% | Axonic Waypoint 5 – 5.65% | Axonic Waypoint 5 – 5.65% | | 6 Year | American Gulf Anchor 6 – 6.30% | Oxford Multi-Select 6 – 5.55% | Oxford Multi-Select 6 – 5.55% | | 7 Year | Knighthead Staysail 7 – 6.50% | Axonic Waypoint 7 – 5.50% | Axonic Waypoint 7 – 5.50% | | 8 Year | Equitrust Certainty Select 8 – 5.20% | Oxford Multi-Select 8 – 5.20% | Oxford Multi-Select 8 – 5.20% | | 9 Year | Liberty Bankers Heritage Elite 9 – 5.50% | Capitol Life Heritage Classic 9 – 5.25% | Capitol Life Heritage Classic 9 – 5.25% | | 10 Year | Heartland Secure Rate 10 – 6.00% | Oceanview Harbourview 10 – 5.55% | Oceanview Harbourview 10 – 5.55% | Quick Take 6%+ still exists, but mostly in longer-term or no-liquidity designs. Once you require 10% free withdrawal, the sweet spot is mostly in the 5.20%–5.65% range. Axonic stays strong in the middle lane, while Oceanview remains a clean A-rated option with access. Verify state availability, rate bands, carrier approvals, and product details before quoting. 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