---
title: Week of April 27th 2026
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
---

[MYGA Leaderboard](https://synergyannuity.com/myga-leaderboard)

# [Week of April 27th 2026](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026)

 Written by [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) | Apr 27, 2026 9:51:17 PM

## MYGA Leaderboard – April 27, 2026

### 🔥 Top Selling Opportunities This Week

- **Best Overall Rate:** American Gulf Anchor MYGA 5–7 Year – **6.30%**
- **Best with Liquidity:** Axonic Waypoint MYGA 5 – **5.70%** with 10% free withdrawals after year 1
- **Best with Liquidity + A– or Better:** Oceanview Harbourview 10 – **5.65%**, A-rated, with 10% free withdrawals after year 1

| Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% + A– or Better |
| --- | --- | --- | --- |
| **2 Year** | CL Sundance 2 – **5.15%** B++ | Axonic Waypoint 2 – **5.00%** 10% after year 1 | Axonic Waypoint 2 – **5.00%** A– \| 10% after year 1 |
| **3 Year** | NexAnnuity Nex3 – **5.75%** B+ | Axonic Waypoint 3 – **5.45%** 10% after year 1 | Axonic Waypoint 3 – **5.45%** A– \| 10% after year 1 |
| **4 Year** | Oceanview Harbourview 4 – **5.20%** A | Oceanview Harbourview 4 – **5.20%** 10% after year 1 | Oceanview Harbourview 4 – **5.20%** A \| 10% after year 1 |
| **5 Year** | American Gulf Anchor – **6.30%** B++ \| No liquidity | Axonic Waypoint 5 – **5.70%** 10% after year 1 | Axonic Waypoint 5 – **5.70%** A– \| 10% after year 1 |
| **6 Year** | American Gulf Anchor – **6.30%** B++ \| No liquidity | Oxford Multi-Select 6 – **5.55%** Interest year 1 / 10% after year 1 | Oxford Multi-Select 6 – **5.55%** A \| 10% after year 1 |
| **7 Year** | Knighthead Staysail 7 – **6.50%** A– \| Simple interest \| No liquidity | Axonic Waypoint 7 – **5.50%** 10% after year 1 | Axonic Waypoint 7 – **5.50%** A– \| 10% after year 1 |
| **8 Year** | Equitrust Certainty Select 8 – **5.20%** B++ | Oxford Multi-Select 8 – **5.20%** Interest year 1 / 10% after year 1 | Oxford Multi-Select 8 – **5.20%** A \| 10% after year 1 |
| **9 Year** | Liberty Bankers Elite 9 – **5.50%** A– \| No liquidity | Liberty Bankers Classic 9 – **5.25%** 10% after year 1 | Liberty Bankers Classic 9 – **5.25%** A– \| 10% after year 1 |
| **10 Year** | Heartland Secure Rate 10 – **5.90%** B++ | Oceanview Harbourview 10 – **5.65%** 10% after year 1 | Oceanview Harbourview 10 – **5.65%** A \| 10% after year 1 |

### Advisor Takeaways

- **Highest rate play:** American Gulf is still hard to ignore at 6.30% on the 5, 6, and 7-year terms, but it does not offer 10% liquidity.
- **Best liquidity story:** Axonic continues to stand out for advisors who want a competitive rate with 10% access after year 1.
- **Best A-rated flexibility:** Oceanview and Oxford give advisors clean A-rated options with liquidity.
- **Important note:** Knighthead shows the highest posted 7-year rate, but it is simple interest, so make sure the client understands the difference.

**Compliance Note:** Rates subject to change. Verify state availability, rate bands, commissions, surrender schedules, and product details before quoting or recommending any product.

 

[View full post](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026)

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