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Week of August 11th, 2025

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🔥 Hot Rates to Highlight This Week:

  • 6.70% for 6 Years – Atlantic Coast posts the highest overall rate on the board (no liquidity).

  • 6.25% for 5 Years – Wichita National leads again for short-term guaranteed yield (no liquidity).

  • Axonic 5-Year at 5.80% – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.

🔥 Hot Rate Highlights — Week of August 11, 2025

  • 6.70% — Atlantic Coast Life, Safe Haven 6 (Best overall 6-year rate, no liquidity)
  • 6.25% — Wichita National, Security 5 (Best overall 5-year rate, no liquidity)
  • 6.10% — Wichita National, Security 3 & 7 (Top rates in their terms, no liquidity)

📊 MYGA Leaderboard — Week of Aug 11, 2025

Term Best Overall Rate Best w/ Liquidity (10%+) Best w/ Liquidity & A– or Better
2 Yr CL Life – CL Sundance 2 MVA — 5.25% — B++ — Int/Int Oceanview – Harbourview 2 MVA Mid — 5.15% — A Oceanview – Harbourview 2 MVA Mid — 5.15% — A
3 Yr Wichita National – Security 3 MVA — 6.10% — B+ — No liquidity Axonic – Waypoint 3 MVA High — 5.45% — A- Axonic – Waypoint 3 MVA High — 5.45% — A-
4 Yr Nassau – Simple Annuity 4 MVA — 5.30% — B++ — 5% liquidity Oxford – Multi-Select 4 MVA — 5.15% — A — Int/10% Oxford – Multi-Select 4 MVA — 5.15% — A — Int/10%
5 Yr Wichita National – Security 5 MVA — 6.25% — B+ — No liquidity Axonic – Waypoint 5 MVA High — 5.80% — A- Axonic – Waypoint 5 MVA High — 5.80% — A-
6 Yr Atlantic Coast – Safe Haven 6 MVA — 6.70% — B++ — No liquidity Oxford – Multi-Select 6 MVA — 5.55% — A — Int/10% Oxford – Multi-Select 6 MVA — 5.55% — A — Int/10%
7 Yr Wichita National – Security 7 MVA — 6.10% — B+ — No liquidity Axonic – Waypoint 7 MVA High — 5.50% — A- Axonic – Waypoint 7 MVA High — 5.50% — A-
8 Yr EquiTrust – Certainty Select 8 MVA — 5.65% — B++ — Int/Int Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A- Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A-
9 Yr Royal Neighbors – MYGA 9 Year High — 5.50% — A — Int/Int Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A- Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A-
10 Yr Wichita National – Security 10 MVA — 6.05% — B+ — No liquidity Axonic – Waypoint 10 MVA High — 5.50% — A- Axonic – Waypoint 10 MVA High — 5.50% — A-