---
title: Week of August 11th, 2025
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 Aug 11, 2025, 8:50:02 AM

# Week of August 11th, 2025

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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## 🔥 Hot Rates to Highlight This Week:

- **6.70% for 6 Years** – *Atlantic Coast* posts the highest overall rate on the board (no liquidity).
- **6.25% for 5 Years** – *Wichita National* leads again for short-term guaranteed yield (no liquidity).
- **Axonic 5-Year at 5.80%** – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.

## 🔥 Hot Rate Highlights — Week of August 11, 2025

- **6.70%** — Atlantic Coast Life, Safe Haven 6 (Best overall 6-year rate, *no liquidity*)
- **6.25%** — Wichita National, Security 5 (Best overall 5-year rate, *no liquidity*)
- **6.10%** — Wichita National, Security 3 & 7 (Top rates in their terms, *no liquidity*)

## 📊 MYGA Leaderboard — Week of Aug 11, 2025

| Term | Best Overall Rate | Best w/ Liquidity (10%+) | Best w/ Liquidity & A– or Better |
| --- | --- | --- | --- |
| **2 Yr** | CL Life – CL Sundance 2 MVA — 5.25% — B++ — *Int/Int* | Oceanview – Harbourview 2 MVA Mid — 5.15% — A | Oceanview – Harbourview 2 MVA Mid — 5.15% — A |
| **3 Yr** | Wichita National – Security 3 MVA — 6.10% — B+ — *No liquidity* | Axonic – Waypoint 3 MVA High — 5.45% — A- | Axonic – Waypoint 3 MVA High — 5.45% — A- |
| **4 Yr** | Nassau – Simple Annuity 4 MVA — 5.30% — B++ — *5% liquidity* | Oxford – Multi-Select 4 MVA — 5.15% — A — *Int/10%* | Oxford – Multi-Select 4 MVA — 5.15% — A — *Int/10%* |
| **5 Yr** | Wichita National – Security 5 MVA — 6.25% — B+ — *No liquidity* | Axonic – Waypoint 5 MVA High — 5.80% — A- | Axonic – Waypoint 5 MVA High — 5.80% — A- |
| **6 Yr** | Atlantic Coast – Safe Haven 6 MVA — 6.70% — B++ — *No liquidity* | Oxford – Multi-Select 6 MVA — 5.55% — A — *Int/10%* | Oxford – Multi-Select 6 MVA — 5.55% — A — *Int/10%* |
| **7 Yr** | Wichita National – Security 7 MVA — 6.10% — B+ — *No liquidity* | Axonic – Waypoint 7 MVA High — 5.50% — A- | Axonic – Waypoint 7 MVA High — 5.50% — A- |
| **8 Yr** | EquiTrust – Certainty Select 8 MVA — 5.65% — B++ — *Int/Int* | Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A- | Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A- |
| **9 Yr** | Royal Neighbors – MYGA 9 Year High — 5.50% — A — *Int/Int* | Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A- | Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A- |
| **10 Yr** | Wichita National – Security 10 MVA — 6.05% — B+ — *No liquidity* | Axonic – Waypoint 10 MVA High — 5.50% — A- | Axonic – Waypoint 10 MVA High — 5.50% — A- |

 

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