--- title: Week of August 17th 2026 description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic. image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png --- [Skip to content](https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) Aug 18, 2026, 12:36:30 PM # Week of August 17th 2026 ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026) [envelope icon](mailto:?body=https://synergyannuity.com/myga-leaderboard/week-of-august-17th-2026) # Synergy MYGA Leaderboard Top Fixed Annuity Rates for the Week of August 17, 2026 We review the MYGA market each week to identify the strongest options across three categories: **highest overall rate**, **best rate with 10% liquidity**, and **best rate combining 10% liquidity with an A– or better AM Best rating.** ## This Week's MYGA Spotlight | Best Overall Rate 7.20% Knighthead Life Staysail 7 A– rated • $100,000 minimum Simple interest. Reported guaranteed yield: 6.00%. | Best With 10% Liquidity 5.95% Knighthead Life Staysail 3 With Liquidity 10% Yr. 1 / 10% Yr. 2+ • A– rated Simple interest. Reported guaranteed yield: 5.63%. | Best 10% Liquidity + A– or Better 5.95% Knighthead Life Staysail 3 With Liquidity A– rated • 10% annual liquidity This product currently leads both liquidity categories. | | --- | --- | --- | ## Weekly MYGA Leaderboard | Term | Best Overall Rate | Best With 10% Liquidity | Best With 10% + A– or Better | | --- | --- | --- | --- | | 2 Year | **CL Life** CL Sundance 2 **5.15%** B++ • Interest withdrawal | **GBU Life** Asset Guard Select 2 **5.05%** 10% / 10% • A– | **GBU Life** Asset Guard Select 2 **5.05%** 10% / 10% • A– | | 3 Year | **Knighthead Life** Staysail 3 **6.10%** Simple interest • 5.76% GTD yield • A– | **Knighthead Life** Staysail 3 With Liquidity **5.95%** 10% / 10% • Simple interest • A– | **Knighthead Life** Staysail 3 With Liquidity **5.95%** 10% / 10% • A– | | 4 Year | **Oceanview Life & Annuity** Harbourview 4 **5.60%** A rated | **Oceanview Life & Annuity** Harbourview 4 **5.60%** 0% Yr. 1 / 10% Yr. 2+ • A | **Oceanview Life & Annuity** Harbourview 4 **5.60%** 0% Yr. 1 / 10% Yr. 2+ • A | | 5 Year | **Knighthead Life** Staysail 5 **6.80%** Simple interest • 6.03% GTD yield • A– | **Axonic Insurance** Waypoint 5 MYGA **5.80%** 0% Yr. 1 / 10% Yr. 2+ • A– | **Axonic Insurance** Waypoint 5 MYGA **5.80%** 0% Yr. 1 / 10% Yr. 2+ • A– | | 6 Year | **American Gulf** Anchor MYGA 6 **6.00%** B++ • No scheduled free withdrawal | **Oxford Life** Multi-Select 6 **5.85%** Interest Yr. 1 / 10% Yr. 2+ • A | **Oxford Life** Multi-Select 6 **5.85%** Interest Yr. 1 / 10% Yr. 2+ • A | | 7 Year | **Knighthead Life** Staysail 7 **7.20%** Simple interest • 6.00% GTD yield • A– | **Oxford Life** Multi-Select 7 **5.65%** Interest Yr. 1 / 10% Yr. 2+ • A | **Oxford Life** Multi-Select 7 **5.65%** Interest Yr. 1 / 10% Yr. 2+ • A | | 8 Year | **EquiTrust Life** Certainty Select 8 **5.50%** B++ • Interest withdrawal | **Pacific Guardian Life** Diamond Head 8 **5.40%** 10% / 10% • A | **Pacific Guardian Life** Diamond Head 8 **5.40%** 10% / 10% • A | | 9 Year | **Royal Neighbors of America** MYGA 9 Year CA **5.45%** A rated • Report shows 5.60% effective 8/19/26 | **Pacific Guardian Life** Diamond Head 9 **5.40%** 10% / 10% • A | **Pacific Guardian Life** Diamond Head 9 **5.40%** 10% / 10% • A | | 10 Year | **Revol One Financial** DirectGrowth 10 **6.25%** B++ • 0% / 0% | **Oceanview Life & Annuity** Harbourview 10 **5.80%** 0% Yr. 1 / 10% Yr. 2+ • A | **Oceanview Life & Annuity** Harbourview 10 **5.80%** 0% Yr. 1 / 10% Yr. 2+ • A | ### What Stands Out This Week? **Knighthead continues to dominate the headline-rate conversation**, with displayed rates of 6.10% for 3 years, 6.80% for 5 years, and 7.20% for 7 years. These Staysail rates use **simple interest**, so advisors should pay attention to the guaranteed yield when comparing them against annually compounded MYGAs. For clients who place a higher priority on access to their money, several A– or better carriers remain competitive, including GBU Life, Knighthead Life, Oceanview, Axonic Insurance, Oxford Life, and Pacific Guardian Life. Rates and product features are subject to change. Verify state availability, premium bands, withdrawal provisions, carrier ratings, surrender schedules, and current product details before quoting. This material is intended for insurance professional use and is not a recommendation of any specific product.   [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## Related posts [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-novemeber-17th-2025) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of Novemeber 17th, 2025](https://synergyannuity.com/myga-leaderboard/week-of-novemeber-17th-2025) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Nov 18, 2025, 1:12:42 PM Synergy MYGA Leaderboard Week of November 17, 2025 Rates as of 11/18/2025 – always verify state... 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