---
title: Week of August 3rd 2026
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
---

[MYGA Leaderboard](https://synergyannuity.com/myga-leaderboard)

# [Week of August 3rd 2026](https://synergyannuity.com/myga-leaderboard/week-of-august-3rd-2026)

 Written by [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) | Aug 3, 2026, 5:59:01 PM

# MYGA Leaderboard

Monday, August 3, 2026

## This Week's Spotlight Products

- **Highest Headline Rate:** Knighthead Life **Staysail 7** at **7.20%**. This is a simple-interest product, producing a listed guaranteed yield of **6.00%** over seven years.
- **Strong Fixed-Rate Value:** Revol One Financial **DirectGrowth 10** offers **6.25%** for ten years with a $10,000 minimum premium. It is B++ rated and does not include annual free withdrawals.
- **Best Blend of Rate, Rating, Liquidity and Compensation:** Axonic Insurance **Waypoint 5** offers **5.80%**, an A- rating, 10% annual liquidity beginning in year two and **2.25% compensation at all issue ages through 89**.

## MYGA Rate Leaderboard

| Term | Best Overall Rate | Best with 10% Liquidity | Best A-Rated with 10% Liquidity |
| --- | --- | --- | --- |
| 2 Year | CL Life **CL Sundance 2** 5.15% B++ | Oceanview Life **Harbourview 2** 5.05% A \| 10% Yr. 2+ | Oceanview Life **Harbourview 2** 5.05% A \| 10% Yr. 2+ |
| 3 Year | Knighthead Life **Staysail 3** 6.10% A- \| Simple Interest 5.76% GTD Yield | Axonic Insurance **Waypoint 3** 5.50% A- \| 10% Yr. 2+ | Axonic Insurance **Waypoint 3** 5.50% A- \| 10% Yr. 2+ |
| 4 Year | Oceanview Life **Harbourview 4** 5.60% A \| 10% Yr. 2+ | Oceanview Life **Harbourview 4** 5.60% A \| 10% Yr. 2+ | Oceanview Life **Harbourview 4** 5.60% A \| 10% Yr. 2+ |
| 5 Year | Knighthead Life **Staysail 5** 6.70% A- \| Simple Interest 5.95% GTD Yield | Axonic Insurance **Waypoint 5** 5.80% A- \| 10% Yr. 2+ | Axonic Insurance **Waypoint 5** 5.80% A- \| 10% Yr. 2+ |
| 6 Year | American Gulf **Anchor MYGA 6** 6.00% B++ | Oxford Life **Multi-Select 6** 5.85% A \| Interest Yr. 1 / 10% Yr. 2+ | Oxford Life **Multi-Select 6** 5.85% A \| Interest Yr. 1 / 10% Yr. 2+ |
| 7 Year | Knighthead Life **Staysail 7** 7.20% A- \| Simple Interest 6.00% GTD Yield | Oxford Life **Multi-Select 7** 5.65% A \| Interest Yr. 1 / 10% Yr. 2+ | Oxford Life **Multi-Select 7** 5.65% A \| Interest Yr. 1 / 10% Yr. 2+ |
| 8 Year | EquiTrust Life **Certainty Select 8** 5.50% B++ \| Interest Withdrawals | Pacific Guardian Life **Diamond Head 8** 5.40% A \| 10% Yr. 1 and Yr. 2+ | Pacific Guardian Life **Diamond Head 8** 5.40% A \| 10% Yr. 1 and Yr. 2+ |
| 9 Year | Royal Neighbors of America **MYGA 9 Year** 5.45% A \| Interest Withdrawals | Pacific Guardian Life **Diamond Head 9** 5.40% A \| 10% Yr. 1 and Yr. 2+ | Pacific Guardian Life **Diamond Head 9** 5.40% A \| 10% Yr. 1 and Yr. 2+ |
| 10 Year | Revol One Financial **DirectGrowth 10** 6.25% B++ | Oceanview Life **Harbourview 10** 5.80% A \| 10% Yr. 2+ | Oceanview Life **Harbourview 10** 5.80% A \| 10% Yr. 2+ |

**Important:** Knighthead Staysail rates shown above are credited using simple interest. The report lists guaranteed yields of 5.76% for three years, 5.95% for five years and 6.00% for seven years.

 Rates, commissions, product availability, state approvals and carrier guidelines are subject to change without notice. Verify all product details with Synergy Annuity before making a recommendation. This material is intended for licensed insurance professionals and is not intended for consumer use.

 

[View full post](https://synergyannuity.com/myga-leaderboard/week-of-august-3rd-2026)

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