---
title: Week of August 4th, 2025
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 Aug 4, 2025, 8:00:00 AM

# Week of August 4th, 2025

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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## 🔥 Hot Rates to Highlight This Week:

- **6.70% for 6 Years** – *Atlantic Coast* posts the highest overall rate on the board (no liquidity).
- **6.25% for 5 Years** – *Wichita National* leads again for short-term guaranteed yield (no liquidity).
- **Axonic 5-Year at 5.80%** – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.

## 📊 Synergy MYGA Leaderboard – Week of August 4, 2025

| Term | 🥇 Best Overall Rate | 💧 Best with 10% Liquidity | 🛡️ Best with 10% Liquidity + A– or Better |
| --- | --- | --- | --- |
| **2 Yr** | CL Life – 5.25% | Oceanview – 5.15% | Oceanview – 5.15% (A) |
| **3 Yr** | Wichita National – 6.10% | Axonic – 5.45% | Axonic – 5.45% (A–) |
| **4 Yr** | Nassau – 5.30% | Oxford / Clear Spring – 5.15% | Clear Spring – 5.15% (A–) |
| **5 Yr** | Wichita National – 6.25% | Axonic – 5.80% | Axonic – 5.80% (A–) |
| **6 Yr** | Atlantic Coast – 6.70% | Oxford – 5.55% | Oxford – 5.55% (A) |
| **7 Yr** | Wichita National – 6.10% | Axonic – 5.50% | Axonic – 5.50% (A–) |
| **8 Yr** | EquiTrust – 5.65% | Clear Spring – 5.35% | Clear Spring – 5.35% (A–) |
| **9 Yr** | Royal Neighbors – 5.50% | Clear Spring – 5.35% | Clear Spring – 5.35% (A–) |
| **10 Yr** | Wichita National – 6.05% | Royal Neighbors – 5.60% | Royal Neighbors – 5.60% (A) |

 

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## [Week of July 28th, 2025](https://synergyannuity.com/myga-leaderboard/week-of-july-28th-2025)

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