🔥 Hot Rates to Watch – Week of July 28, 2025 6.25% for 5 Years – Wichita National is back on top...
Week of August 4th, 2025
🔥 Hot Rates to Highlight This Week:
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6.70% for 6 Years – Atlantic Coast posts the highest overall rate on the board (no liquidity).
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6.25% for 5 Years – Wichita National leads again for short-term guaranteed yield (no liquidity).
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Axonic 5-Year at 5.80% – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.
📊 Synergy MYGA Leaderboard – Week of August 4, 2025
| Term | 🥇 Best Overall Rate | 💧 Best with 10% Liquidity | 🛡️ Best with 10% Liquidity + A– or Better |
|---|---|---|---|
| 2 Yr | CL Life – 5.25% | Oceanview – 5.15% | Oceanview – 5.15% (A) |
| 3 Yr | Wichita National – 6.10% | Axonic – 5.45% | Axonic – 5.45% (A–) |
| 4 Yr | Nassau – 5.30% | Oxford / Clear Spring – 5.15% | Clear Spring – 5.15% (A–) |
| 5 Yr | Wichita National – 6.25% | Axonic – 5.80% | Axonic – 5.80% (A–) |
| 6 Yr | Atlantic Coast – 6.70% | Oxford – 5.55% | Oxford – 5.55% (A) |
| 7 Yr | Wichita National – 6.10% | Axonic – 5.50% | Axonic – 5.50% (A–) |
| 8 Yr | EquiTrust – 5.65% | Clear Spring – 5.35% | Clear Spring – 5.35% (A–) |
| 9 Yr | Royal Neighbors – 5.50% | Clear Spring – 5.35% | Clear Spring – 5.35% (A–) |
| 10 Yr | Wichita National – 6.05% | Royal Neighbors – 5.60% | Royal Neighbors – 5.60% (A) |