Synergy MYGA Leaderboard Week of Monday, January 5, 2026 🔥 This Week's Standout Products Wichita...
Week of February 9th 2026
Synergy MYGA Leaderboard
Monday 2/9/2026
This Week's 3 Spotlight Picks
- Best Overall (highest raw rate): Knighthead Life — Staysail 7 (Simple Interest) MVA — 6.50% (7-Year)
- Best with 10% Liquidity: Axonic — Waypoint 5 MYGA MVA (High Band) — 5.70% (5-Year) | 10% free withdrawals starting Year 2
- Best with 10% + A– or Better: Oxford Life — Multi-Select 6 MVA — 5.40% (6-Year) | A Rated + 10% liquidity
| Term | Best Overall Rate | Best with 10% Liquidity | Best with 10% + A– or Better |
|---|---|---|---|
| 2-Year |
CL Life — Sundance 2 MVA
B++ | 5.25%
|
Axonic — Waypoint 2 MYGA MVA (High Band)
A– | 5.00% | 10% free WD (Yr 2+)
|
Axonic — Waypoint 2 MYGA MVA (High Band)
A– | 5.00% | 10% free WD (Yr 2+)
|
| 3-Year |
Revol One Financial — DirectGrowth 3 MVA
B++ | 5.55%
|
Axonic — Waypoint 3 MYGA MVA (High Band)
A– | 5.45% | 10% free WD (Yr 2+)
|
Axonic — Waypoint 3 MYGA MVA (High Band)
A– | 5.45% | 10% free WD (Yr 2+)
|
| 4-Year |
Oceanview Life & Annuity — Harbourview 4 MVA (Mid Band)
A | 5.10% | 10% free WD (Yr 2+)
|
Oceanview Life & Annuity — Harbourview 4 MVA (Mid Band)
A | 5.10% | 10% free WD (Yr 2+)
|
Oceanview Life & Annuity — Harbourview 4 MVA (Mid Band)
A | 5.10% | 10% free WD (Yr 2+)
|
| 5-Year |
American Gulf — Anchor MYGA 5 MVA
B++ | 6.30%
|
Axonic — Waypoint 5 MYGA MVA (High Band)
A– | 5.70% | 10% free WD (Yr 2+)
|
Axonic — Waypoint 5 MYGA MVA (High Band)
A– | 5.70% | 10% free WD (Yr 2+)
|
| 6-Year |
American Gulf — Anchor MYGA 6 MVA
B++ | 6.30%
|
Oxford Life — Multi-Select 6 MVA
A | 5.40% | 10% liquidity
|
Oxford Life — Multi-Select 6 MVA
A | 5.40% | 10% liquidity
|
| 7-Year |
Knighthead Life — Staysail 7 (Simple Interest) MVA (High Band)
A– | 6.50% (Simple Interest)
|
Axonic — Waypoint 7 MYGA MVA (High Band)
A– | 5.50% | 10% free WD (Yr 2+)
|
Axonic — Waypoint 7 MYGA MVA (High Band)
A– | 5.50% | 10% free WD (Yr 2+)
|
| 8-Year |
EquiTrust — Certainty Select 8 MVA
B++ | 5.40%
|
Clear Spring Life — Preserve MYGA 8 MVA (High Band)
A– | 5.25% | 10% free WD (Yr 2+)
|
Clear Spring Life — Preserve MYGA 8 MVA (High Band)
A– | 5.25% | 10% free WD (Yr 2+)
|
| 9-Year |
Liberty Bankers Life — Heritage Elite 9 MVA
A– | 5.50%
|
Capitol Life — Heritage Classic 9 MVA
A– | 5.25% | 10% free WD (Yr 2+)
|
Capitol Life — Heritage Classic 9 MVA
A– | 5.25% | 10% free WD (Yr 2+)
|
| 10-Year |
Heartland National — Secure Rate 10 MVA
B++ | 6.00%
|
Axonic — Waypoint 10 MYGA MVA (High Band)
A– | 5.50% | 10% free WD (Yr 2+)
|
Axonic — Waypoint 10 MYGA MVA (High Band)
A– | 5.50% | 10% free WD (Yr 2+)
|
Compliance note: For agent use only. Verify state availability, rate bands, and all product details (including surrender schedules, free withdrawal provisions, and any product-specific definitions like "simple interest") before quoting or submitting business.