--- title: Week of January 26th 2026 description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic. image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png --- [Skip to content](https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) Jan 26, 2026, 9:42:09 AM # Week of January 26th 2026 ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026) [envelope icon](mailto:?body=https://synergyannuity.com/myga-leaderboard/week-of-january-26th-2026) Synergy Marketing • Weekly MYGA Leaderboard MYGA Leaderboard Monday, January 26, 2026 🔥 This Week's 3 Spotlight Products - **Best Overall Rate:** Sentinel – **Personal Choice Annuity 5 MVA** • **6.05% (5-Year)** - **Best with 10% Liquidity:** Axonic – **Waypoint 5 MYGA (High Band)** • **5.70% (5-Year)** • **10% free withdrawal** - **Best with 10% Liquidity + A– or Better:** Axonic – **Waypoint Series (A–)** • Consistent liquidity lane across terms Quick read: Sentinel owns the headline rates (no liquidity). Axonic is the "sellable" lane (10% access + A–). Clear Spring is strong in longer terms with 10% access. | Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% + A– or Better | | --- | --- | --- | --- | | 2-Year | CL Life – Sundance 2 MVA 5.25% | Axonic – Waypoint 2 MYGA (High Band) 5.00% • 10% free withdrawal (Yr 2+) | Axonic – Waypoint 2 MYGA (A–) 5.00% • 10% free withdrawal (Yr 2+) | | 3-Year | Sentinel – Personal Choice Annuity 3 MVA 5.80% | Axonic – Waypoint 3 MYGA (High Band) 5.45% • 10% free withdrawal (Yr 2+) | Axonic – Waypoint 3 MYGA (A–) 5.45% • 10% free withdrawal (Yr 2+) | | 4-Year | Nassau – Simple Annuity 4 MVA 5.15% | Oceanview – Harbourview 4 MVA (Mid Band) 5.10% • 10% free withdrawal (Yr 2+) | Oceanview – Harbourview 4 (A) 5.10% • 10% free withdrawal (Yr 2+) | | 5-Year | TOP OVERALL Sentinel – Personal Choice Annuity 5 MVA 6.05% | 10% LIQUIDITY Axonic – Waypoint 5 MYGA (High Band) 5.70% • 10% free withdrawal (Yr 2+) | 10% + A– Axonic – Waypoint 5 MYGA (A–) 5.70% • 10% free withdrawal (Yr 2+) | | 6-Year | Atlantic Coast Life – Safe Haven 6 MVA 6.70% (headline) GTD Yield shown as 5.87 on the sheet | Oxford – Multi-Select 6 MVA (A) 5.40% • 10% free withdrawal (Yr 2+) | Oxford – Multi-Select 6 (A) 5.40% • 10% free withdrawal (Yr 2+) | | 7-Year | Sentinel – Personal Choice Annuity 7 MVA 6.05% | Axonic – Waypoint 7 MYGA (High Band) 5.50% • 10% free withdrawal (Yr 2+) | Axonic – Waypoint 7 (A–) 5.50% • 10% free withdrawal (Yr 2+) | | 8-Year | EquiTrust – Certainty Select 8 MVA 5.40% | Clear Spring – Preserve MYGA 8 (High Band) 5.25% • 10% free withdrawal (Yr 2+) | Clear Spring – Preserve MYGA 8 (A–) 5.25% • 10% free withdrawal (Yr 2+) | | 9-Year | Clear Spring – Preserve MYGA 9 (High Band) 5.25% | Clear Spring – Preserve MYGA 9 (High Band) 5.25% • 10% free withdrawal (Yr 2+) | Clear Spring – Preserve MYGA 9 (A–) 5.25% • 10% free withdrawal (Yr 2+) | | 10-Year | Sentinel – Personal Choice Annuity 10 MVA 6.05% | Axonic – Waypoint 10 MYGA (High Band) 5.50% • 10% free withdrawal (Yr 2+) | Axonic – Waypoint 10 (A–) 5.50% • 10% free withdrawal (Yr 2+) | **Compliance:** Verify state availability, rate bands, product details, suitability, and commissions prior to quoting. Rates and features may change without notice.   [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## Related posts [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of April 27th 2026](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Apr 27, 2026, 4:51:17 PM MYGA Leaderboard – April 27, 2026 🔥 Top Selling Opportunities This Week Best Overall Rate:... 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[Read more](https://synergyannuity.com/myga-leaderboard/week-of-may-4th-2026) [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-march-23rd-2026) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of March 23rd 2026](https://synergyannuity.com/myga-leaderboard/week-of-march-23rd-2026) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Mar 23, 2026, 11:34:12 AM MYGA Leaderboard March 23, 2026 This Week's Spotlight Products 🔥 Best Overall Rate: American Gulf... 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