| Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% + A– or Better |
|---|---|---|---|
| 2-Year |
CL Life – Sundance 2 MVA 5.25% (B++) |
Axonic – Waypoint 2 MYGA MVA (High Band) 5.00% (10% after Yr 1) |
Axonic – Waypoint 2 MYGA MVA (High Band) 5.00% (A–) |
| 3-Year |
Wichita National – Security 3 MVA 5.85% (B+) |
Axonic – Waypoint 3 MYGA MVA (High Band) 5.45% (10% after Yr 1) |
Axonic – Waypoint 3 MYGA MVA (High Band) 5.45% (A–) |
| 4-Year |
Nassau – Simple Annuity 4 MVA 5.15% (B++) |
Oceanview – Harbourview 4 MVA (Mid Band) 5.10% (10% after Yr 1) |
Oceanview – Harbourview 4 MVA (Mid Band) 5.10% (A) |
| 5-Year |
Wichita National – Security 5 MVA 6.25% (B+) |
Axonic – Waypoint 5 MYGA MVA (High Band) 5.70% (10% after Yr 1) |
Axonic – Waypoint 5 MYGA MVA (High Band) 5.70% (A–) |
| 6-Year |
Atlantic Coast Life – Safe Haven 6 MVA 5.87% GTD Yield (B++) |
Oxford – Multi-Select 6 MVA 5.40% (10% after Yr 1) |
Oxford – Multi-Select 6 MVA 5.40% (A) |
| 7-Year |
Wichita National – Security 7 MVA 6.10% (B+) |
Axonic – Waypoint 7 MYGA MVA (High Band) 5.50% (10% after Yr 1) |
Axonic – Waypoint 7 MYGA MVA (High Band) 5.50% (A–) |
| 8-Year |
Equitrust – Certainty Select 8 MVA 5.40% (B++) |
Clear Spring – Preserve MYGA 8 MVA (High Band) 5.25% (10% after Yr 1) |
Clear Spring – Preserve MYGA 8 MVA (High Band) 5.25% (A–) |
| 9-Year |
Capitol Life – Heritage Elite 9 MVA 5.30% (A–) |
Clear Spring – Preserve MYGA 9 MVA (High Band) 5.25% (10% after Yr 1) |
Clear Spring – Preserve MYGA 9 MVA (High Band) 5.25% (A–) |
| 10-Year |
Wichita National – Security 10 MVA 6.05% (B+) |
Axonic – Waypoint 10 MYGA MVA (High Band) 5.50% (10% after Yr 1) |
Axonic – Waypoint 10 MYGA MVA (High Band) 5.50% (A–) |