--- title: Week of July 27th 2026 description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic. image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png --- [Skip to content](https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) Jul 27, 2026, 11:11:19 AM # Week of July 27th 2026 ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026) [Twitter icon](https://twitter.com/intent/tweet?url=https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026) [envelope icon](mailto:?body=https://synergyannuity.com/myga-leaderboard/week-of-july-27th-2026) Synergy Annuity # Weekly MYGA Leaderboard Monday, July 27, 2026 A quick look at this week's strongest guaranteed fixed-annuity rates, including the leading overall option, the best A-rated opportunity and the strongest A-rated option offering 10% annual liquidity. ## Hot Rates to Notice 🏆 Best Overall Rate **Heartland National Secure Rate Pro 10 MVA — 6.15%** A standout 10-year guaranteed rate with a low $5,000 minimum premium. AM Best rated B++. ⭐ Best A-Rated 5-Year Opportunity **Axonic Waypoint 5 MYGA MVA — 5.80%** A- rated, available through age 89 and offering 10% free withdrawals beginning in year two. The listed commission is 2.25% across all eligible ages. 💧 Best Long-Term A-Rated Rate with 10% Access **Oceanview Harbourview 10 MVA Mid Band — 5.80%** A-rated paper with 10% annual liquidity beginning in year two and level 2.75% compensation across all eligible ages. ## MYGA Leaderboard by Term | Term | Best Overall | Best A-Rated | Best A-Rated with 10% Access | | --- | --- | --- | --- | | 2 Years | **5.15%** CL Life CL Sundance 2 MVA \| B++ | **5.00%** Axonic Insurance Waypoint 2 MYGA \| A- | **5.00%** Axonic Insurance 0% year one / 10% thereafter | | 3 Years | **5.80%** Heartland National Secure Rate Pro 3 \| B++ | **5.50%** Axonic Insurance Waypoint 3 MYGA \| A- | **5.50%** Axonic Insurance 0% year one / 10% thereafter | | 4 Years | **5.45%** Oceanview Life Harbourview 4 MVA Mid Band \| A | **5.45%** Oceanview Life Harbourview 4 MVA Mid Band \| A | **5.45%** Oceanview Life 0% year one / 10% thereafter | | 5 Years | **6.10%** Heartland National Secure Rate Pro 5 \| B++ | **5.80%** Axonic Insurance Waypoint 5 MYGA \| A- | **5.80%** Axonic Insurance 0% year one / 10% thereafter | | 6 Years | **6.00%** American Gulf Anchor MYGA 6 \| B++ | **5.72% Guaranteed Yield** American National Palladium MYG MAX 6 \| A | **5.70%** Oxford Life Multi-Select 6 \| A \| Interest year one / 10% thereafter | | 7 Years | **6.10%** Heartland National Secure Rate Pro 7 \| B++ | **5.72% Guaranteed Yield** Knighthead Life Staysail 7 Simple Interest \| A- | **5.60%** Sagicor Life Milestone Max MYGA 7 \| A \| 0% year one / 10% thereafter | | 8 Years | **5.50%** EquiTrust Life Certainty Select 8 \| B++ | **5.35%** Oxford Life Multi-Select 8 \| A | **5.35%** Oxford Life Interest year one / 10% thereafter | | 9 Years | **5.45%** Royal Neighbors of America MYGA 9 Year CA High Band \| A | **5.45%** Royal Neighbors of America MYGA 9 Year CA High Band \| A | **5.30%** American National Palladium MYG Annuity 9 \| A \| 10% annually | | 10 Years | **6.15%** Heartland National Secure Rate Pro 10 \| B++ | **5.80%** Oceanview Life Harbourview 10 MVA Mid Band \| A | **5.80%** Oceanview Life 0% year one / 10% thereafter | Important Rate Comparison Notes The American National Palladium MYG MAX 6 displays a 9.90% current rate because of its premium-bonus structure. Its comparable six-year guaranteed yield is 5.72%. Knighthead's Staysail 7 displays a 6.80% simple-interest rate, which produces a 5.72% guaranteed yield over the seven-year period. ### Need a Rate Comparison or Client-Specific Illustration? Contact the Synergy team for current availability, state approvals, compensation details and case-design support. Rates and product details are subject to change without notice. Confirm current rates, state availability, issue ages, minimum premiums, liquidity provisions, commissions and suitability requirements before making a recommendation. AM Best ratings apply to the issuing insurance company and are not a guarantee of product performance. This material is intended for licensed insurance professionals and is not intended as consumer advertising.   [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## Related posts [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of April 27th 2026](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Apr 27, 2026, 4:51:17 PM MYGA Leaderboard – April 27, 2026 🔥 Top Selling Opportunities This Week Best Overall Rate:... [Read more](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026) [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-july-20th-2026) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of July 20th 2026](https://synergyannuity.com/myga-leaderboard/week-of-july-20th-2026) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Jul 20, 2026, 11:51:18 AM This Week's MYGA Rate Leaderboard Rates effective as of July 20, 2026 · Guaranteed yield for the... [Read more](https://synergyannuity.com/myga-leaderboard/week-of-july-20th-2026) [![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-march-23rd-2026) [MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga) ## [Week of March 23rd 2026](https://synergyannuity.com/myga-leaderboard/week-of-march-23rd-2026) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) Mar 23, 2026, 11:34:12 AM MYGA Leaderboard March 23, 2026 This Week's Spotlight Products 🔥 Best Overall Rate: American Gulf... 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