Monday, June 29, 2026
5 Year · Heartland National — Secure Rate Pro 5 · 6.10%
The highest rate on the board this week — worth a close look for clients who can forgo liquidity in exchange for top-tier yield.5 Year · Axonic Insurance — Waypoint 5 MYGA · 5.70%
Best rate on the board with 10% free withdrawals and A- carrier strength — a strong option for advisors balancing yield and flexibility.6 Year · Oxford Life — Multi-Select 6 · 5.70%
A-rated carrier with 10% liquidity and a competitive rate that continues to lead in the mid-term space.| Duration | Best Overall | Best 10% Liquidity | Best 10% Liquidity & A- or Better |
|---|---|---|---|
| 2 Year | CL Life CL Sundance 2 MVA 5.15% | Axonic Insurance Waypoint 2 MYGA 5.00% | Axonic Insurance Waypoint 2 MYGA 5.00% |
| 3 Year | Heartland National Secure Rate Pro 3 MVA 5.80% | Axonic Insurance Waypoint 3 MYGA 5.45% | Axonic Insurance Waypoint 3 MYGA 5.45% |
| 4 Year | Oceanview Life & Annuity Harbourview 4 MVA 5.30% | Oceanview Life & Annuity Harbourview 4 MVA 5.30% | Oceanview Life & Annuity Harbourview 4 MVA 5.30% |
| 5 Year | Heartland National Secure Rate Pro 5 MVA 6.10% | Axonic Insurance Waypoint 5 MYGA 5.70% | Axonic Insurance Waypoint 5 MYGA 5.70% |
| 6 Year | American Gulf Anchor MYGA 6 MVA 6.00% | Oxford Life Multi-Select 6 MVA 5.70% | Oxford Life Multi-Select 6 MVA 5.70% |
| 7 Year | Heartland National Secure Rate Pro 7 MVA 6.10% | Sagicor Life Milestone Max MYGA 7 5.60% | Sagicor Life Milestone Max MYGA 7 5.60% |
| 8 Year | EquiTrust Life Certainty Select 8 MVA 5.40% | Oxford Life Multi-Select 8 MVA 5.35% | Oxford Life Multi-Select 8 MVA 5.35% |
| 9 Year | Royal Neighbors of America MYGA 9 Year CA 5.45% | American National Palladium MYG Annuity 9 5.30% | American National Palladium MYG Annuity 9 5.30% |
| 10 Year | Oceanview Life & Annuity Harbourview 10 MVA 5.70% | Oceanview Life & Annuity Harbourview 10 MVA 5.70% | Oceanview Life & Annuity Harbourview 10 MVA 5.70% |
Rates are subject to change without notice. Verify all rates, state approvals, and commissions with your MGA prior to submission. This material is intended for licensed insurance professionals only and does not constitute financial advice.