---
title: Week of May 11th 2026
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 May 11, 2026, 1:37:10 PM

# Week of May 11th 2026

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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# Synergy MYGA Leaderboard

Week of May 11, 2026

## 🔥 This Week's Hot Rates

### Best Overall Rate

**American Gulf Anchor MYGA 7**  
6.30% for 7 Years

### Best Liquidity Play

**Axonic Waypoint 5**  
5.70% with 10% Free Withdrawal

### Best A– Rated + Liquidity

**Oceanview Harbourview 10**  
5.65% with 10% Free Withdrawal

## MYGA Leaderboard by Term

| Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% + A– or Better |
| --- | --- | --- | --- |
| **2 Year** | CL Sundance 2 **5.15%** | Axonic Waypoint 2 **5.00%** | Axonic Waypoint 2 **5.00%** |
| **3 Year** | Axonic Waypoint 3 **5.45%** | Axonic Waypoint 3 **5.45%** | Axonic Waypoint 3 **5.45%** |
| **4 Year** | Oceanview Harbourview 4 **5.20%** | Oceanview Harbourview 4 **5.20%** | Oceanview Harbourview 4 **5.20%** |
| **5 Year** | American Gulf Anchor 5 **6.30%** | Axonic Waypoint 5 **5.70%** | Axonic Waypoint 5 **5.70%** |
| **6 Year** | American Gulf Anchor 6 **6.30%** | Oxford Multi-Select 6 **5.55%** | Oxford Multi-Select 6 **5.55%** |
| **7 Year** | American Gulf Anchor 7 **6.30%** | Axonic Waypoint 7 **5.50%** | Axonic Waypoint 7 **5.50%** |
| **8 Year** | Clear Spring Preserve 8 **5.25%** | Clear Spring Preserve 8 **5.25%** | Clear Spring Preserve 8 **5.25%** |
| **9 Year** | Liberty Bankers Heritage Elite 9 **5.50%** | Liberty Bankers Heritage Classic 9 **5.25%** | Liberty Bankers Heritage Classic 9 **5.25%** |
| **10 Year** | Heartland Secure Rate 10 **5.90%** | Oceanview Harbourview 10 **5.65%** | Oceanview Harbourview 10 **5.65%** |

## Quick Advisor Takeaways

- **Axonic** continues to be a strong liquidity story with competitive 3, 5, and 7-year options.
- **American Gulf** is still the raw rate leader when the client is focused on maximum guaranteed interest.
- **Oceanview** gives advisors a strong A-rated longer-term option with 10% liquidity.
- **Liquidity matters:** the highest headline rate is not always the best fit for clients who want access.

**Compliance Reminder:** Rates are subject to change and may vary by state, premium band, and availability. Verify carrier approvals, surrender schedules, liquidity provisions, and current compensation before quoting or soliciting business.

 

[MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga)

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## [Week of May 4th 2026](https://synergyannuity.com/myga-leaderboard/week-of-may-4th-2026)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) 

 May 5, 2026, 11:05:51 AM

MYGA Leaderboard Week of May 5, 2026 🔥 Hot Rates to Highlight This Week Best Overall Rate:...

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## [Week of April 27th 2026](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) 

 Apr 27, 2026, 4:51:17 PM

MYGA Leaderboard – April 27, 2026 🔥 Top Selling Opportunities This Week Best Overall Rate:...

[Read more](https://synergyannuity.com/myga-leaderboard/week-of-april-27th-2026)

[![](https://synergyannuity.com/hs-fs/hubfs/MYGA_Leaderboard_200x200.png?height=200&name=MYGA_Leaderboard_200x200.png)](https://synergyannuity.com/myga-leaderboard/week-of-august-11th-2025)

[MYGA](https://synergyannuity.com/myga-leaderboard/tag/myga)

## [Week of August 11th, 2025](https://synergyannuity.com/myga-leaderboard/week-of-august-11th-2025)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) 

 Aug 11, 2025, 8:50:02 AM

🔥 Hot Rates to Highlight This Week: 6.70% for 6 Years – Atlantic Coast posts the highest overall...

[Read more](https://synergyannuity.com/myga-leaderboard/week-of-august-11th-2025)

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