---
title: Week of Novemeber 10th, 2025
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 Nov 10, 2025, 3:30:49 PM

# Week of Novemeber 10th, 2025

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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 Synergy MYGA Leaderboard — Effective Monday, November 10, 2025

🔥 This Week's Hot Rates

- **Best Overall Rate:** Wichita National — Security 5 MYGA — **6.25% for 5 Years** (B+)
- **Best w/ 10% Liquidity:** Axonic Waypoint 5 MYGA (High Band) — **5.70% for 5 Years** (A-)
- **Best w/ 10% Liquidity + A- or Better:** Clear Spring Preserve 6 MYGA (High Band) — **5.35% for 6 Years** (A-)

| Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% Liquidity + A- or Better |
| --- | --- | --- | --- |
| **2 Years** | CL Sundance 2 — **5.25%** (B++) | Axonic Waypoint 2 MYGA (High Band) — **5.00%** (A-) — 10% FW Yr 2+ | Axonic Waypoint 2 MYGA (High Band) — **5.00%** (A-) — 10% FW Yr 2+ |
| **3 Years** | Wichita Security 3 — **5.85%** (B+) | Axonic Waypoint 3 MYGA (High Band) — **5.45%** (A-) — 10% FW Yr 2+ | Axonic Waypoint 3 MYGA (High Band) — **5.45%** (A-) — 10% FW Yr 2+ |
| **4 Years** | Nassau Simple Annuity 4 — **5.15%** (B++) | Clear Spring Preserve 4 MYGA (High Band) — **5.15%** (A-) — 10% FW Yr 2+ | Clear Spring Preserve 4 MYGA (High Band) — **5.15%** (A-) — 10% FW Yr 2+ |
| **5 Years** | **Wichita Security 5** — **6.25%** (B+) | **Axonic Waypoint 5 MYGA (High Band)** — **5.70%** (A-) — 10% FW Yr 2+ | **Axonic Waypoint 5 MYGA (High Band)** — **5.70%** (A-) — 10% FW Yr 2+ |
| **6 Years** | Atlantic Coast Safe Haven 6 — **5.87%** (B++) | Clear Spring Preserve 6 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ | Clear Spring Preserve 6 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ |
| **7 Years** | Wichita Security 7 — **6.10%** (B+) | Axonic Waypoint 7 MYGA (High Band) — **5.50%** (A-) — 10% FW Yr 2+ | Axonic Waypoint 7 MYGA (High Band) — **5.50%** (A-) — 10% FW Yr 2+ |
| **8 Years** | EquiTrust Certainty Select 8 — **5.40%** (B++) | Clear Spring Preserve 8 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ | Clear Spring Preserve 8 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ |
| **9 Years** | Clear Spring Preserve 9 MYGA (High Band) — **5.35%** (A-) | Clear Spring Preserve 9 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ | Clear Spring Preserve 9 MYGA (High Band) — **5.35%** (A-) — 10% FW Yr 2+ |
| **10 Years** | Wichita Security 10 — **6.05%** (B+) | Axonic Waypoint 10 MYGA (High Band) — **5.50%** (A-) — 10% FW Yr 2+ | Axonic Waypoint 10 MYGA (High Band) — **5.50%** (A-) — 10% FW Yr 2+ |

 Seek complete details and suitability of any product from a qualified licensed insurance professional. Verify state availability, rate bands, and product details before quoting. Rates effective as of 11/10/2025 and subject to change without notice. Surrender charges restart after the 30-day withdrawal window.

 

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