Synergy MYGA Leaderboard Monday, April 13, 2026 This Week's Spotlight Products Best Overall Rate...
Week of October 13th, 2025
Weekly Update
Synergy MYGA Leaderboard
Monday, October 13, 2025
Best Overall Rate
Atlantic Coast Life — Safe Haven 6
6.70% for 6 Years (B++)
Best with 10% Liquidity
Axonic Insurance — Waypoint 5
5.70% for 5 Years (A–, 0% / 10%)
Best 10% Liquidity & A– or Better
Axonic Insurance — Waypoint 5
5.70% for 5 Years (A–, 0% / 10%)
Term
Best Overall Rate
Best w/ 10% Liquidity
Best w/ 10% + A– or Better
2 Years
CL Life — Sundance 2 5.25% (B++)
Oceanview — Harbourview 2 5.05% (A, 0% / 10%)
Oceanview — Harbourview 2 5.05% (A)
3 Years
Wichita National — Security 3 6.10% (B+)
Axonic Insurance — Waypoint 3 5.45% (A–, 0% / 10%)
Axonic Insurance — Waypoint 3 5.45% (A–)
4 Years
Nassau — Simple Annuity 4 5.30% (B++)
Clear Spring — Preserve 4 5.15% (A–, 0% / 10%)
Clear Spring — Preserve 4 5.15% (A–)
5 Years
Knighthead — Staysail 5 6.45% (A–)
Axonic Insurance — Waypoint 5 5.70% (A–, 0% / 10%)
Axonic Insurance — Waypoint 5 5.70% (A–)
6 Years
Atlantic Coast — Safe Haven 6 6.70% (B++)
Clear Spring — Preserve 6 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 6 5.35% (A–)
7 Years
Knighthead — Staysail 7 6.65% (A–)
Axonic Insurance — Waypoint 7 5.50% (A–, 0% / 10%)
Axonic Insurance — Waypoint 7 5.50% (A–)
8 Years
EquiTrust — Certainty Select 8 5.65% (B++)
Clear Spring — Preserve 8 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 8 5.35% (A–)
9 Years
Liberty Bankers — Heritage Elite 9 5.35% (A–)
Clear Spring — Preserve 9 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 9 5.35% (A–)
10 Years
Wichita National — Security 10 6.05% (B+)
Axonic Insurance — Waypoint 10 5.50% (A–, 0% / 10%)
Axonic Insurance — Waypoint 10 5.50% (A–)
Compliance Note: Verify state availability, rate bands, and product details (free withdrawal, surrender schedules, and AM Best ratings) before quoting. Rates subject to change without notice.