MYGA Leaderboard — Week of 9/22/2025 Wichita National 5-Year — 6.25% headline rate (Best Overall...
Week of October 13th, 2025
Weekly Update
Synergy MYGA Leaderboard
Monday, October 13, 2025
Best Overall Rate
Atlantic Coast Life — Safe Haven 6
6.70% for 6 Years (B++)
Best with 10% Liquidity
Axonic Insurance — Waypoint 5
5.70% for 5 Years (A–, 0% / 10%)
Best 10% Liquidity & A– or Better
Axonic Insurance — Waypoint 5
5.70% for 5 Years (A–, 0% / 10%)
Term
Best Overall Rate
Best w/ 10% Liquidity
Best w/ 10% + A– or Better
2 Years
CL Life — Sundance 2 5.25% (B++)
Oceanview — Harbourview 2 5.05% (A, 0% / 10%)
Oceanview — Harbourview 2 5.05% (A)
3 Years
Wichita National — Security 3 6.10% (B+)
Axonic Insurance — Waypoint 3 5.45% (A–, 0% / 10%)
Axonic Insurance — Waypoint 3 5.45% (A–)
4 Years
Nassau — Simple Annuity 4 5.30% (B++)
Clear Spring — Preserve 4 5.15% (A–, 0% / 10%)
Clear Spring — Preserve 4 5.15% (A–)
5 Years
Knighthead — Staysail 5 6.45% (A–)
Axonic Insurance — Waypoint 5 5.70% (A–, 0% / 10%)
Axonic Insurance — Waypoint 5 5.70% (A–)
6 Years
Atlantic Coast — Safe Haven 6 6.70% (B++)
Clear Spring — Preserve 6 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 6 5.35% (A–)
7 Years
Knighthead — Staysail 7 6.65% (A–)
Axonic Insurance — Waypoint 7 5.50% (A–, 0% / 10%)
Axonic Insurance — Waypoint 7 5.50% (A–)
8 Years
EquiTrust — Certainty Select 8 5.65% (B++)
Clear Spring — Preserve 8 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 8 5.35% (A–)
9 Years
Liberty Bankers — Heritage Elite 9 5.35% (A–)
Clear Spring — Preserve 9 5.35% (A–, 0% / 10%)
Clear Spring — Preserve 9 5.35% (A–)
10 Years
Wichita National — Security 10 6.05% (B+)
Axonic Insurance — Waypoint 10 5.50% (A–, 0% / 10%)
Axonic Insurance — Waypoint 10 5.50% (A–)
Compliance Note: Verify state availability, rate bands, and product details (free withdrawal, surrender schedules, and AM Best ratings) before quoting. Rates subject to change without notice.