Week of September 14th, 2026
MYGA LEADERBOARD
Monday, September 14, 2026
This Week's Standouts
- Best Overall Rate: Revol One DirectGrowth 10 — 6.25% for 10 years, $10,000 minimum and 3.50% comp through age 80.
- Best with Liquidity: Axonic Insurance Waypoint 5 — 6.00% for 5 years, A– rated, 10% free withdrawal after year 1 and 2.25% comp through age 89.
- Best A-Rated with 10% Liquidity: Oceanview Harbourview 10 — 5.80% for 10 years, A rated, 10% free withdrawal after year 1 and 2.75% comp at all listed issue ages.
| Term | Carrier / Product | AM Best | Max Age | Min Premium | Free Withdrawal Yr 1 | Yr 2+ |
Current Rate | Commission |
|---|---|---|---|---|---|---|---|
| 2 Yr | CL Life CL Sundance 2 MVA |
B++ | 90 | $20,000 | Interest / Interest | 5.15% | 0–80: 1.00% 81+: 0.60% |
| 2 Yr | Axonic Insurance Waypoint 2 MYGA MVA High Band |
A– | 89 | $100,000 | 0% / 10% | 5.10% | 0–89: 1.00% |
| 3 Yr | Revol One Financial DirectGrowth 3 MVA |
B++ | 85 QL 90 NQ |
$10,000 | 0% / 0% | 6.00% | 0–80: 1.50% 81+: 1.00% |
| 3 Yr | Axonic Insurance Waypoint 3 MYGA MVA High Band |
A– | 89 | $100,000 | 0% / 10% | 5.65% | 0–89: 1.50% |
| 4 Yr | Oceanview Life and Annuity Harbourview 4 MVA Mid Band |
A | 89 | $70,000 | 0% / 10% | 5.60% | 0–79: 1.15% 80+: 1.15% |
| 5 Yr | Revol One Financial DirectGrowth 5 MVA |
B++ | 85 QL 90 NQ |
$10,000 | 0% / 0% | 6.15% | 0–80: 2.50% 81+: 1.75% |
| 5 Yr | Axonic Insurance Waypoint 5 MYGA MVA High Band |
A– | 89 | $100,000 | 0% / 10% | 6.00% | 0–89: 2.25% |
| 6 Yr | American Gulf Anchor MYGA 6 MVA |
B++ | 89 | $10,000 | 0% / 0% | 6.00% | 0–75: 2.00% 76–80: 1.75% 81+: 0.75% |
| 6 Yr | Oxford Life Insurance Company Multi-Select 6 MVA |
A | 85 | $20,000 | Interest / 10% | 5.85% | 0–75: 1.25% 76–80: 0.75% 81+: 0.55% |
| 7 Yr | Revol One Financial DirectGrowth 7 MVA |
B++ | 85 QL 90 NQ |
$10,000 | 0% / 0% | 6.15% | 0–80: 3.00% 81+: 1.90% |
| 7 Yr | Sagicor Life Insurance Company Milestone Max MYGA 7 MVA High Band |
A | 90 | $75,000 | 0% / 10% | 5.90% | 0–80: 2.30% 81–85: 1.80% 86+: 1.05% |
| 8 Yr | EquiTrust Life Insurance Company Certainty Select 8 MVA |
B++ | 90 | $10,000 | Interest / Interest | 5.65% | 0–80: 3.00% 81–90: 2.25% |
| 8 Yr | Pacific Guardian Life Diamond Head 8 |
A | 85 | $10,000 | 10% / 10% | 5.40% | 18–85: 2.55% |
| 9 Yr | Liberty Bankers Life Heritage Elite 9 MVA |
A– | 86 | $10,000 | 0% / 0% | 5.60% | 18–80: 2.75% 81+: 1.15% |
| 9 Yr | Capitol Life Insurance Company Heritage Classic 9 MVA |
A– | 86 | $10,000 | 0% / 10% | 5.45% | 18–80: 3.50% 81+: 0.50% |
| 10 Yr | Revol One Financial DirectGrowth 10 MVA |
B++ | 85 QL 90 NQ |
$10,000 | 0% / 0% | 6.25% | 0–80: 3.50% 81+: 2.20% |
| 10 Yr | Oceanview Life and Annuity Harbourview 10 MVA Mid Band |
A | 84 | $70,000 | 0% / 10% | 5.80% | 0–79: 2.75% 80+: 2.75% |
Advisor Note: Rates, availability, state approvals and commissions are subject to change. Verify current rates, product availability, suitability and commission schedules before quoting or submitting business.