---
title: Week of September 14th, 2026
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 Sep 14, 2026, 4:48:44 PM

# Week of September 14th, 2026

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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# MYGA LEADERBOARD

**Monday, September 14, 2026**

## This Week's Standouts

- **Best Overall Rate:** Revol One DirectGrowth 10 — **6.25% for 10 years**, $10,000 minimum and 3.50% comp through age 80.
- **Best with Liquidity:** Axonic Insurance Waypoint 5 — **6.00% for 5 years**, A– rated, 10% free withdrawal after year 1 and 2.25% comp through age 89.
- **Best A-Rated with 10% Liquidity:** Oceanview Harbourview 10 — **5.80% for 10 years**, A rated, 10% free withdrawal after year 1 and 2.75% comp at all listed issue ages.

| Term | Carrier / Product | AM Best | Max Age | Min Premium | Free Withdrawal Yr 1 \| Yr 2+ | Current Rate | Commission |
| --- | --- | --- | --- | --- | --- | --- | --- |
| **2 Yr** | CL Life **CL Sundance 2 MVA** | B++ | 90 | $20,000 | Interest / Interest | **5.15%** | 0–80: 1.00% 81+: 0.60% |
| **2 Yr** | Axonic Insurance **Waypoint 2 MYGA MVA High Band** | A– | 89 | $100,000 | 0% / 10% | **5.10%** | 0–89: 1.00% |
| **3 Yr** | Revol One Financial **DirectGrowth 3 MVA** | B++ | 85 QL 90 NQ | $10,000 | 0% / 0% | **6.00%** | 0–80: 1.50% 81+: 1.00% |
| **3 Yr** | Axonic Insurance **Waypoint 3 MYGA MVA High Band** | A– | 89 | $100,000 | 0% / 10% | **5.65%** | 0–89: 1.50% |
| **4 Yr** | Oceanview Life and Annuity **Harbourview 4 MVA Mid Band** | A | 89 | $70,000 | 0% / 10% | **5.60%** | 0–79: 1.15% 80+: 1.15% |
| **5 Yr** | Revol One Financial **DirectGrowth 5 MVA** | B++ | 85 QL 90 NQ | $10,000 | 0% / 0% | **6.15%** | 0–80: 2.50% 81+: 1.75% |
| **5 Yr** | Axonic Insurance **Waypoint 5 MYGA MVA High Band** | A– | 89 | $100,000 | 0% / 10% | **6.00%** | **0–89: 2.25%** |
| **6 Yr** | American Gulf **Anchor MYGA 6 MVA** | B++ | 89 | $10,000 | 0% / 0% | **6.00%** | 0–75: 2.00% 76–80: 1.75% 81+: 0.75% |
| **6 Yr** | Oxford Life Insurance Company **Multi-Select 6 MVA** | A | 85 | $20,000 | Interest / 10% | **5.85%** | 0–75: 1.25% 76–80: 0.75% 81+: 0.55% |
| **7 Yr** | Revol One Financial **DirectGrowth 7 MVA** | B++ | 85 QL 90 NQ | $10,000 | 0% / 0% | **6.15%** | **0–80: 3.00%** 81+: 1.90% |
| **7 Yr** | Sagicor Life Insurance Company **Milestone Max MYGA 7 MVA High Band** | A | 90 | $75,000 | 0% / 10% | **5.90%** | 0–80: 2.30% 81–85: 1.80% 86+: 1.05% |
| **8 Yr** | EquiTrust Life Insurance Company **Certainty Select 8 MVA** | B++ | 90 | $10,000 | Interest / Interest | **5.65%** | **0–80: 3.00%** 81–90: 2.25% |
| **8 Yr** | Pacific Guardian Life **Diamond Head 8** | A | 85 | $10,000 | **10% / 10%** | **5.40%** | **18–85: 2.55%** |
| **9 Yr** | Liberty Bankers Life **Heritage Elite 9 MVA** | A– | 86 | $10,000 | 0% / 0% | **5.60%** | 18–80: 2.75% 81+: 1.15% |
| **9 Yr** | Capitol Life Insurance Company **Heritage Classic 9 MVA** | A– | 86 | $10,000 | 0% / 10% | **5.45%** | **18–80: 3.50%** 81+: 0.50% |
| **10 Yr** | Revol One Financial **DirectGrowth 10 MVA** | B++ | 85 QL 90 NQ | $10,000 | 0% / 0% | **6.25%** | **0–80: 3.50%** 81+: 2.20% |
| **10 Yr** | Oceanview Life and Annuity **Harbourview 10 MVA Mid Band** | A | 84 | $70,000 | 0% / 10% | **5.80%** | **0–79: 2.75% 80+: 2.75%** |

**Advisor Note:** Rates, availability, state approvals and commissions are subject to change. Verify current rates, product availability, suitability and commission schedules before quoting or submitting business.

 

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