---
title: Week of September 22nd, 2025
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
---

[MYGA Leaderboard](https://synergyannuity.com/myga-leaderboard)

# [Week of September 22nd, 2025](https://synergyannuity.com/myga-leaderboard/week-of-september-22nd-2025)

 Written by [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) | Sep 25, 2025 3:19:48 PM

# MYGA Leaderboard — Week of 9/22/2025

- **Wichita National 5-Year** — **6.25%** headline rate (Best Overall this week).
- **Axonic Waypoint 5-Year (A–)** — **5.70%** with *10% free withdrawals* (top A– pick w/ liquidity).
- **Clear Spring Preserve 8-Year (A–)** — **5.35%** with *10% free withdrawals* (longer-term A– play).

| Term | Best Overall Rate | Best w/ 10% Liquidity | Best w/ 10% + A– or Better |
| --- | --- | --- | --- |
| **2-Year** | CL Life — *CL Sundance 2 MVA* (B++) — **5.25%** (Int/Int) | Oceanview — *Harbourview 2 MVA (High Band)* (A) — **5.15%**, 10% FW | Oceanview — *Harbourview 2 MVA (High Band)* (A) — **5.15%**, 10% FW |
| **3-Year** | Wichita National — *Security 3 MVA* (B+) — **6.10%** | Axonic — *Waypoint 3 MYGA (High Band)* (A–) — **5.45%**, 10% FW | Axonic — *Waypoint 3 MYGA (High Band)* (A–) — **5.45%**, 10% FW |
| **4-Year** | Mountain Life — *Alpine Horizon 4 MVA* (B+) — **6.05%** | Clear Spring — *Preserve MYGA 4 (High Band)* (A–) — **5.15%**, 10% FW | Clear Spring — *Preserve MYGA 4 (High Band)* (A–) — **5.15%**, 10% FW |
| **5-Year** | Wichita National — *Security 5 MVA* (B+) — **6.25%** | Axonic — *Waypoint 5 MYGA (High Band)* (A–) — **5.70%**, 10% FW | Axonic — *Waypoint 5 MYGA (High Band)* (A–) — **5.70%**, 10% FW |
| **6-Year** | Clear Spring — *Preserve MYGA 6 (High Band)* (A–) — **5.35%** | Clear Spring — *Preserve MYGA 6 (High Band)* (A–) — **5.35%**, 10% FW | Clear Spring — *Preserve MYGA 6 (High Band)* (A–) — **5.35%**, 10% FW |
| **7-Year** | Wichita National — *Security 7 MVA* (B+) — **6.10%** | Axonic — *Waypoint 7 MYGA (High Band)* (A–) — **5.50%**, 10% FW | Axonic — *Waypoint 7 MYGA (High Band)* (A–) — **5.50%**, 10% FW |
| **8-Year** | Mountain Life — *Secure Summit 8 MVA* (B+) — **6.00%** | Clear Spring — *Preserve MYGA 8 (High Band)* (A–) — **5.35%**, 10% FW | Clear Spring — *Preserve MYGA 8 (High Band)* (A–) — **5.35%**, 10% FW |
| **9-Year** | Royal Neighbors — *MYGA 9 (CA High Band)* (A) — **5.50%** (Int/Int) | Clear Spring — *Preserve MYGA 9 (High Band)* (A–) — **5.35%**, 10% FW | Clear Spring — *Preserve MYGA 9 (High Band)* (A–) — **5.35%**, 10% FW |
| **10-Year** | Wichita National — *Security 10 MVA* (B+) — **6.05%** | Axonic — *Waypoint 10 MYGA (High Band)* (A–) — **5.50%**, 10% FW | Axonic — *Waypoint 10 MYGA (High Band)* (A–) — **5.50%**, 10% FW |

 Verify state availability, rate bands, and product details before quoting.

 

[View full post](https://synergyannuity.com/myga-leaderboard/week-of-september-22nd-2025)

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