---
title: Week of September 29th, 2025
description: Discover the hottest fixed rates for MYGA this week, featuring impressive yields from Wichita National and competitive offerings from Upstream Life and Axonic.
image: https://synergyannuity.com/hubfs/MYGA_Leaderboard_200x200.png
---

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 Sep 29, 2025, 1:33:54 PM

# Week of September 29th, 2025

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada)

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Synergy MYGA Leaderboard – 09/29/2025

# Synergy MYGA Leaderboard

Week of Monday, **September 29, 2025**

## Spotlight Products (This Week)

**Best Overall Rate:** Atlantic Coast Life – **Safe Haven 6** (6-yr) at **6.70%** (B++).

**Best with 10% Liquidity:** Axonic – **Waypoint 5** (5-yr) at **5.70%** (A-, 10% free withdrawal).

**Best with 10% + A– or Better:** Axonic – **Waypoint 5** (5-yr) at **5.70%** (A-, 10% free withdrawal).

Based on the current rate sheet you provided. Bonus/teaser rates excluded; apples-to-apples fixed MYGA credits only.

| Term | Best Overall Rate | Best with 10% Liquidity | Best with 10% + A– or Better |
| --- | --- | --- | --- |
| 2-Year | CL Life – **CL Sundance 2** at **5.25%** (B++). | Oceanview – **Harbourview 2** at **5.05%** (A, 10%). | Oceanview – **Harbourview 2** at **5.05%** (A, 10%). |
| 3-Year | Wichita National – **Security 3** at **6.10%** (B+). | Axonic – **Waypoint 3** at **5.45%** (A-, 10%). | Axonic – **Waypoint 3** at **5.45%** (A-, 10%). |
| 4-Year | Mountain Life – **Alpine Horizon 4** at **6.05%** (B+). | Clear Spring – **Preserve 4** at **5.15%** (A-, 10%). | Clear Spring – **Preserve 4** at **5.15%** (A-, 10%). |
| 5-Year | Knighthead – **Staysail 5** at **6.45%** (A-). | Axonic – **Waypoint 5** at **5.70%** (A-, 10%). | Axonic – **Waypoint 5** at **5.70%** (A-, 10%). |
| 6-Year | Atlantic Coast – **Safe Haven 6** at **6.70%** (B++). | Oxford – **Multi-Select 6** at **5.40%** (A, 10%). | Oxford – **Multi-Select 6** at **5.40%** (A, 10%). |
| 7-Year | Knighthead – **Staysail 7** at **6.65%** (A-). | Axonic – **Waypoint 7** at **5.50%** (A-, 10%). | Axonic – **Waypoint 7** at **5.50%** (A-, 10%). |
| 8-Year | Mountain Life – **Secure Summit 8** at **6.00%** (B+). | Clear Spring – **Preserve 8** at **5.35%** (A-, 10%). | Clear Spring – **Preserve 8** at **5.35%** (A-, 10%). |
| 9-Year | Royal Neighbors – **MYGA 9** at **5.50%** (A). | Clear Spring – **Preserve 9** at **5.35%** (A-, 10%). | Clear Spring – **Preserve 9** at **5.35%** (A-, 10%). |
| 10-Year | Wichita National – **Security 10** at **6.05%** (B+). | Axonic – **Waypoint 10** at **5.50%** (A-, 10%). | Axonic – **Waypoint 10** at **5.50%** (A-, 10%). |

 Compliance note: Verify state availability, rate bands, and product details before quoting. Free-withdrawal features vary by carrier and contract year.

 

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## [Week of October 20th, 2025](https://synergyannuity.com/myga-leaderboard/week-of-october-20th-2025)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) 

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## [Week of July 28th, 2025](https://synergyannuity.com/myga-leaderboard/week-of-july-28th-2025)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/myga-leaderboard/author/eric-estrada) 

 Jul 28, 2025, 8:00:00 AM

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