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Rates week of Feb 20th 2023

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For more information about the rates below including MVA, Banding, and Commissions Click the button below for the full grid. 

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1-year rates
  • GCU One Plus Four- Highest guaranteed yield to surrender 3.5% 
2-year rates
  • SILAC Secure Savings Elite 2 Highest guaranteed yield to surrender at 5.0%
  • Oceanview- Top A Group Rated with a yield to surrender of 4.55%
3-year rates
  • ATLANTIC COAST LIFE Safe Haven 3- 5.53%
  • Highest A group rated- ROYAL NEIGHBORS OF AMERICA MYGA 3 Year- 5.20%
4-year rates
  • NASSAU LIFE AND ANNUITY COMPANY Nassau Simple Annuity 4- 5.25%
  • Highest A group rated GUARANTY INCOME LIFE Guaranty Rate Lock 4- 5.0%

 

5-year rates
  • SENTINEL SECURITY LIFE INSURANCE COMPANY Personal Choice Annuity 5- 5.65%
  • ATLANTIC COAST LIFE Safe Haven 5- 5.65%
  • Highest A group rated AMERICAN NATIONAL INSURANCE COMPANY
    Palladium MYG Annuity 5- 5.4%
6-year rates
  • ATLANTIC COAST LIFE Safe Haven 6- 5.67%
  • Highest A group rated AMERICAN NATIONAL INSURANCE COMPANY
    Palladium MYG Annuity 5- 5.45%
7+ Years
  • All rates 7 years or longer are less than the rates on lower surrender periods available.  Click on the link above for the grid to see full details including banding and commissions. 
Upcoming Rate Changes- Feb 22, 2023

  • Americo (Legacy)

    Classicmark 10

    Classicmark 10+

    Libertymark Freedom 10

    Libertymark Freedom 10+

    Libertymark Freedom 7

     

  • American Equity Investment Life Insurance Company

    AssetShield 10 5,000+

    AssetShield 5 5,000+

    AssetShield 7 5,000+

    AssetShield 9 CA 5,000+

  • Global Atlantic Financial Group

    Lowering

    ForeAccumulation II 10

    ForeAccumulation II 10 100,000+

    ForeAccumulation II 5 25,000+

    ForeAccumulation II 5 100,000+

    ForeAccumulation II 7 25,000+

    ForeAccumulation II 7 100,000+

  • Manhattan Life Insurance Company

    Lowering

    Preferred Choice 3 

    Preferred Choice 5 

    Preferred Choice 6 

    Premium Preferred 5 

  • Western United

    Lowering

    Discovery 3 CA 

    Discovery 5 

    Discovery 6 

    Discovery Plus 3 

    Discovery Plus 5 

    Future Select 5

    Navigator Elite MVA 3

    Navigator Elite MVA 5

    Navigator Ultra MVA 3 

    Navigator Ultra MVA 5 

Upcoming Rate Changes- Feb 25, 2023

  • Athene (NY)

    Athene Max Rate 5 MYGA - NY 

    Athene Max Rate 7 MYGA - N

  • Athene

    Athene Max Rate 3 

    Athene Max Rate 5 

    Athene Max Rate 7
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