---
title: Long-Term Care (LTC) Benefits - You Don't Lose Them If You Don't Use Them.
description: Discover the benefits of Asset-Based Long-Term Care (LTC) with Guaranteed Premiums for lifelong coverage and financial security.
---

[News you can use](https://synergyannuity.com/news-you-can-use)

# [Long-Term Care (LTC) Benefits - You Don't Lose Them If You Don't Use Them.](https://synergyannuity.com/news-you-can-use/long-term-care-ltc-benefits-you-dont-lose-them-if-you-dont-use-them)

 Written by [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) | Apr 16, 2024 7:25:52 PM

As a financial advisor, you know that one of the most challenging aspects of your job is convincing clients to allocate funds towards long-term care insurance. It's not that your clients don't want the coverage - they do - but it's difficult to justify the expense of something they may never use. Fortunately, there is a solution - Asset-Based Long-Term Care (LTC) with Guaranteed Premiums paid for life.

This type of coverage is a game-changer for your clients. It gives them the peace of mind of knowing that they are covered if they need long-term care, but also allows them to leave the death benefit or accumulated value to their estate if they don't use the LTC benefit. This is a win-win situation that your clients will love.

But that's not all - your clients will also receive a guaranteed amount of life insurance that can be used for qualifying long-term care expenses. And the premium is credited with a guaranteed interest rate, which raises the cash value each month. This means that your clients will have even more funds available to them if they need long-term care down the line.

So, as a financial advisor, you can confidently recommend Asset-Based Long-Term Care (LTC) with Guaranteed Premiums paid for life to your clients. It's a smart investment that will give them the coverage they need, while also providing them with additional financial benefits. Don't let your clients miss out on this opportunity - contact us today to learn more about this innovative new product.

[View full post](https://synergyannuity.com/news-you-can-use/long-term-care-ltc-benefits-you-dont-lose-them-if-you-dont-use-them)

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