--- title: News you can use (10) description: Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (10) --- [Skip to content](https://synergyannuity.com/news-you-can-use/page/10#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/someone%20receiving%20a%20bag%20of%20money%20or%20a%20big%20check.jpeg)](https://synergyannuity.com/news-you-can-use/new-5-year-synergy-choice-bonus-fia-principal-protection-growth) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [New 5-Year Synergy Choice™ Bonus FIA: Principal Protection & Growth](https://synergyannuity.com/news-you-can-use/new-5-year-synergy-choice-bonus-fia-principal-protection-growth) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Dec 11, 2024, 1:10:48 PM Aspida has expanded its Synergy Choice™ Bonus lineup with a shorter-term 5-Year Fixed Indexed Annuit... [Read more](https://synergyannuity.com/news-you-can-use/new-5-year-synergy-choice-bonus-fia-principal-protection-growth) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/social%20security%20check-1.jpeg)](https://synergyannuity.com/news-you-can-use/helping-your-clients-optimize-social-security-benefits-with-life-and-annuity-solutions) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Helping Your Clients Optimize Social Security Benefits with Life and Annuity Solutions](https://synergyannuity.com/news-you-can-use/helping-your-clients-optimize-social-security-benefits-with-life-and-annuity-solutions) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Dec 11, 2024, 9:28:46 AM Are you working with affluent clients who are at or near retirement age? If so, you may encounter cl... [Read more](https://synergyannuity.com/news-you-can-use/helping-your-clients-optimize-social-security-benefits-with-life-and-annuity-solutions) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20financial%20professional%20explaining%20multigenerational%20IRA%20planning%20strategies%20to%20clients.jpeg)](https://synergyannuity.com/news-you-can-use/maximize-your-clients-legacy-writing-more-life-insurance-and-fixed-annuities-through-multi-generational-ira-planning) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Maximize Your Clients' Legacy: Writing More Life Insurance and Fixed Annuities Through Multi-Generational IRA Planning](https://synergyannuity.com/news-you-can-use/maximize-your-clients-legacy-writing-more-life-insurance-and-fixed-annuities-through-multi-generational-ira-planning) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Dec 4, 2024, 7:30:00 AM Did you know over 43 million households invest in Individual Retirement Accounts (IRAs)? Among them,... [Read more](https://synergyannuity.com/news-you-can-use/maximize-your-clients-legacy-writing-more-life-insurance-and-fixed-annuities-through-multi-generational-ira-planning) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/An%20image%20of%20Mr.jpeg)](https://synergyannuity.com/news-you-can-use/what-downton-abbeys-butler-can-teach-us-about-life-insurance-for-homemakers) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [What Downton Abbey’s Butler Can Teach Us About Life Insurance for Homemakers](https://synergyannuity.com/news-you-can-use/what-downton-abbeys-butler-can-teach-us-about-life-insurance-for-homemakers) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Dec 3, 2024, 8:00:00 AM Fans of Downton Abbey remember the iconic figure of Mr. Carson, the ever-diligent butler who command... [Read more](https://synergyannuity.com/news-you-can-use/what-downton-abbeys-butler-can-teach-us-about-life-insurance-for-homemakers) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/show%20a%20ealry%20version%20of%20a%20telephone%20and%20a%20new%20mobile%20version%20in%20the%20same%20photo.jpeg)](https://synergyannuity.com/news-you-can-use/old-insurance-vs.-new-insurance-are-your-clients-missing-out) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Old Insurance vs. New Insurance: Are Your Clients Missing Out?](https://synergyannuity.com/news-you-can-use/old-insurance-vs.-new-insurance-are-your-clients-missing-out) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Dec 2, 2024, 1:03:10 PM As a financial advisor, you understand the value life insurance brings to a well-rounded financial p... [Read more](https://synergyannuity.com/news-you-can-use/old-insurance-vs.-new-insurance-are-your-clients-missing-out) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20financial%20advisor%20discussing%20longterm%20care%20insurance%20opportunities%20for%20childfree%20couples.jpeg)](https://synergyannuity.com/news-you-can-use/long-term-care-insurance-strategies-for-child-free-couples) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [Long-Term Care Insurance Strategies for Child-Free Couples](https://synergyannuity.com/news-you-can-use/long-term-care-insurance-strategies-for-child-free-couples) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Nov 26, 2024, 11:00:00 AM Long-term care (LTC) is a universal need that transcends income, lifestyle, and family status. For f... [Read more](https://synergyannuity.com/news-you-can-use/long-term-care-insurance-strategies-for-child-free-couples) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [Long-Term Care Planning for Childless Couples: Key Opportunities](https://synergyannuity.com/news-you-can-use/long-term-care-planning-for-childless-couples-key-opportunities) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Nov 26, 2024, 9:09:26 AM Long-term care (LTC) planning is essential for all clients, but childless couples present unique opp... [Read more](https://synergyannuity.com/news-you-can-use/long-term-care-planning-for-childless-couples-key-opportunities) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/money%20dripping%20from%20a%20faucet.jpeg)](https://synergyannuity.com/news-you-can-use/retire-on-time-with-the-power-of-indexed-ul) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Retire On Time with the Power of Indexed UL](https://synergyannuity.com/news-you-can-use/retire-on-time-with-the-power-of-indexed-ul) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Nov 21, 2024, 9:39:01 AM Many Americans dream of retiring at age 65, expecting to have built sufficient assets to sustain the... [Read more](https://synergyannuity.com/news-you-can-use/retire-on-time-with-the-power-of-indexed-ul) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20discussing%20Controlled%20Executive%20Bonus%20Plans%20with%20an%20insurance%20producer%2c%20highlighting%20the%20benefits%20of%20the%20plan%20for%20both%20em.jpeg)](https://synergyannuity.com/news-you-can-use/controlled-executive-bonus-plans-retain-key-employees-with-strategic-benefits) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Controlled Executive Bonus Plans: Retain Key Employees with Strategic Benefits](https://synergyannuity.com/news-you-can-use/controlled-executive-bonus-plans-retain-key-employees-with-strategic-benefits) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Nov 20, 2024, 11:00:00 AM For insurance producers, Controlled Executive Bonus Plans (CEBPs), also known as Section 162 Plans o... [Read more](https://synergyannuity.com/news-you-can-use/controlled-executive-bonus-plans-retain-key-employees-with-strategic-benefits) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/An%20image%20of%20a%20chart%20or%20list%20detailing%20estate%20and%20inheritance%20tax%20rates%20for%20different%20states%2c%20including%20percentages%20and%20exemption%20limits.jpeg)](https://synergyannuity.com/news-you-can-use/navigating-estate-and-inheritance-taxes) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Navigating Estate and Inheritance Taxes](https://synergyannuity.com/news-you-can-use/navigating-estate-and-inheritance-taxes) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Nov 20, 2024, 9:06:14 AM States with Estate and Inheritance Taxes Estate and inheritance taxes can significantly impact wealt... 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