--- title: News you can use (2) description: Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (2) --- [Skip to content](https://synergyannuity.com/news-you-can-use/page/2#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%209%2c%202025%2c%2012_07_29%20PM.png)](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [The Hidden Risk in “I’ll Figure It Out”: Why Living Benefits Matter More Than Ever for Entrepreneurs and Modern Workers](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 9, 2026, 11:30:00 AM Most financial plans are built on an outdated assumption: That income, benefits, and protection are ... [Read more](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20big%20bill%20for%20medical%20expenses.jpeg)](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [What Living Benefits Cover That Health Insurance Often Doesn’t](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 7, 2026, 11:30:00 AM One of the biggest misconceptions clients have is believing health insurance solves every problem du... [Read more](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Living Benefits 101: How They Work, When They Trigger, and What Clients Actually Get Paid](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 5, 2026, 10:48:46 AM Living benefits are one of the most misunderstood—but most powerful—features in modern life insuranc... [Read more](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Oct%203%2c%202025%2c%2011_25_11%20AM.png)](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [October Playbook: Easy Ways Advisors Can Start Living Benefit Conversations](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Oct 6, 2025, 7:00:09 AM October Playbook: Easy Ways Advisors Can Start Living Benefit Conversations October is Breast Cancer... [Read more](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Oct%203%2c%202025%2c%2010_52_04%20AM.png)](https://synergyannuity.com/news-you-can-use/alternative-treatments-for-cancer-care-how-living-benefits-give-families-real-options) [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Alternative Treatments for Cancer Care – How Living Benefits Give Families Real Options](https://synergyannuity.com/news-you-can-use/alternative-treatments-for-cancer-care-how-living-benefits-give-families-real-options) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Oct 3, 2025, 10:54:47 AM When cancer strikes, the battle isn’t just medical—it’s financial. For many families, insurance cove... [Read more](https://synergyannuity.com/news-you-can-use/alternative-treatments-for-cancer-care-how-living-benefits-give-families-real-options) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Oct%203%2c%202025%2c%2010_39_14%20AM.png)](https://synergyannuity.com/news-you-can-use/breast-cancer-awareness-how-living-benefits-provide-real-power-and-real-choice) [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Breast Cancer Awareness: How Living Benefits Provide Real Power and Real Choice](https://synergyannuity.com/news-you-can-use/breast-cancer-awareness-how-living-benefits-provide-real-power-and-real-choice) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Oct 1, 2025, 8:00:00 AM October is Breast Cancer Awareness Month—a time for pink ribbons, survivor stories, and renewed focu... [Read more](https://synergyannuity.com/news-you-can-use/breast-cancer-awareness-how-living-benefits-provide-real-power-and-real-choice) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%209%2c%202025%2c%2012_07_29%20PM.png)](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [Beyond Burial Policies: 9 Ways Life Insurance Powers Retirement](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Sep 11, 2025, 10:00:00 AM When most people hear “life insurance in retirement,” they think final expenses. Advisors often defa... [Read more](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%208%2c%202025%2c%2004_11_21%20PM.png)](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [When Clients Bring You CD Money, Don’t Stop at MYGAs](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Sep 9, 2025, 11:58:41 AM Do you run to the top of the spreadsheet and quote another MYGA rate… or would you rather show your ... [Read more](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Aug%2019%2c%202025%2c%2012_21_57%20PM.png)](https://synergyannuity.com/news-you-can-use/paychecks-playchecks-and-the-m.u.g.-test-rethinking-retirement-income) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Paychecks, Playchecks, and the M.U.G. Test: Rethinking Retirement Income](https://synergyannuity.com/news-you-can-use/paychecks-playchecks-and-the-m.u.g.-test-rethinking-retirement-income) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Aug 19, 2025, 12:22:30 PM Retirement planning isn’t just about how much clients have saved—it’s about how they’ll spend it. An... [Read more](https://synergyannuity.com/news-you-can-use/paychecks-playchecks-and-the-m.u.g.-test-rethinking-retirement-income) [![](https://synergyannuity.com/hubfs/Parachute_600x600-1.png)](https://synergyannuity.com/news-you-can-use/beyond-the-spreadsheet-rate-building-fia-sales-back-up-with-safety-nets) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Beyond the Spreadsheet Rate: Building FIA Sales Back Up with Safety Nets](https://synergyannuity.com/news-you-can-use/beyond-the-spreadsheet-rate-building-fia-sales-back-up-with-safety-nets) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Aug 19, 2025, 10:30:00 AM For the past couple of years, MYGAs have dominated conversations. And it’s easy to see why—clean, si... [Read more](https://synergyannuity.com/news-you-can-use/beyond-the-spreadsheet-rate-building-fia-sales-back-up-with-safety-nets) [First](https://synergyannuity.com/news-you-can-use) [Prev](https://synergyannuity.com/news-you-can-use) [1](https://synergyannuity.com/news-you-can-use) [2](https://synergyannuity.com/news-you-can-use/page/2) [3](https://synergyannuity.com/news-you-can-use/page/3) [4](https://synergyannuity.com/news-you-can-use/page/4) [5](https://synergyannuity.com/news-you-can-use/page/5) [Next](https://synergyannuity.com/news-you-can-use/page/3) [Last](https://synergyannuity.com/news-you-can-use/page/15) ## Got a case, question, or concern? Click the button and send us an email, and we'll be sure to give you a call back. [Email Us](mailto:info@synergyannuity.com) [facebook-f icon](https://www.facebook.com/synergyannuitymarketing) linkedin-in icon - [Home](https://synergyannuity.com) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) --- [![Synergy 888.694.7271](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23-2.png?width=250&height=169&name=Synergy%20Logo-%23-2.png "Synergy 888.694.7271")](https://synergyannuity.com) 2339 Commerce St. Ste 175, Houston, TX 77002 Copyright © 2026, Synergy