---
title: News you can use | FIA (2)
description: FIA | Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (2)
---

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# Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers.

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_26_31%20PM.png)](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection)

[LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [Turning Retirement Income Into Long-Term Care Protection](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 18, 2025, 12:00:00 PM

The Problem: Most retirees know they need income — but very few are actually planning for what happe...

[Read more](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection)

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_22_41%20PM.png)](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [Why Every Retiree Needs a Liquid Side Fund for Healthcare](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 17, 2025, 10:45:00 AM

How fixed annuities offer protected growth and penalty-free access when unexpected health expenses s...

[Read more](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare)

[![](https://synergyannuity.com/hubfs/Jun%209%2c%202025%2c%2001_14_08%20PM.png)](https://synergyannuity.com/news-you-can-use/are-you-a-digital-marketer-why-automation-friendly-advisors-are-scaling-faster-than-ever)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [💻 Are You a Digital Marketer? Why Automation-Friendly Advisors Are Scaling Faster Than Ever](https://synergyannuity.com/news-you-can-use/are-you-a-digital-marketer-why-automation-friendly-advisors-are-scaling-faster-than-ever)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 16, 2025, 11:00:00 AM

If your ideal prospect is someone who books a meeting after watching a video… If you’ve ever said, “...

[Read more](https://synergyannuity.com/news-you-can-use/are-you-a-digital-marketer-why-automation-friendly-advisors-are-scaling-faster-than-ever)

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_10_46%20PM.png)](https://synergyannuity.com/news-you-can-use/are-you-a-proactive-prospector-why-the-hardest-working-advisors-still-outperform-everyone-else)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing)

## [📞 Are You a Proactive Prospector? Why the Hardest Working Advisors Still Outperform Everyone Else](https://synergyannuity.com/news-you-can-use/are-you-a-proactive-prospector-why-the-hardest-working-advisors-still-outperform-everyone-else)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 13, 2025, 11:00:00 AM

Some advisors wait for leads to fall in their lap. Not you.

[Read more](https://synergyannuity.com/news-you-can-use/are-you-a-proactive-prospector-why-the-hardest-working-advisors-still-outperform-everyone-else)

[![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/This%20email%20is%20geared%20at%20financial%20advisors%20who%20want%20to%20use%20group%20speaking%20as%20a%20way%20to%20attract%20business%20this%20can%20come%20in%20the%20form%20of%20traditional%20workshops%20educational%20talks%20movie%20theater%20presentations%20but%20either%20way%20lets%20show%20an%20advisor%20speaking%20to%20a-1.jpeg)](https://synergyannuity.com/news-you-can-use/are-you-a-group-presenter-why-stage-ready-advisors-still-win-big-in-2025)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [🎤 Are You a Group Presenter? Why Stage-Ready Advisors Still Win Big in 2025](https://synergyannuity.com/news-you-can-use/are-you-a-group-presenter-why-stage-ready-advisors-still-win-big-in-2025)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 11, 2025, 11:00:00 AM

Some advisors build funnels. Some make cold calls. But you? You thrive when you’re in front of a roo...

[Read more](https://synergyannuity.com/news-you-can-use/are-you-a-group-presenter-why-stage-ready-advisors-still-win-big-in-2025)

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%206%2c%202025%2c%2002_06_22%20PM.png)](https://synergyannuity.com/news-you-can-use/annuities-the-swiss-army-knife-of-retirement-planning)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [Annuities: The Swiss Army Knife of Retirement Planning](https://synergyannuity.com/news-you-can-use/annuities-the-swiss-army-knife-of-retirement-planning)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 11, 2025, 11:00:00 AM

When most people hear the word annuity, they think of guaranteed income—and that’s a great start. Bu...

[Read more](https://synergyannuity.com/news-you-can-use/annuities-the-swiss-army-knife-of-retirement-planning)

[![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/Lets%20show%20an%20advisory%20meeting%20someone%20one%20on%201%20for%20the%20first%20time%20in%20their%20shaking%20hands%20getting%20ready%20to%20sit%20down.jpeg)](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing)

## [🤝 Are You a One-on-One Closer? Why Personal Conversations Still Drive the Biggest Wins](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 10, 2025, 10:30:00 AM

Not every advisor wants a microphone or a room full of people. Some just need one motivated prospect...

[Read more](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins)

[![](https://synergyannuity.com/hubfs/1000001839.png)](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing)

## [🧠 Not All Advisors Work the Same — And That’s a Good Thing](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 9, 2025, 12:47:41 PM

Ever wonder why some advisors crush it in workshops while others thrive in one-on-one meetings or th...

[Read more](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing)

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%202%2c%202025%2c%2011_08_30%20AM.png)](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [💰 Why Top Advisors Are Ditching the 4% Rule for Smarter, More Secure Income Plans](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 9, 2025, 10:30:01 AM

Morningstar recently updated its safe withdrawal rate — now suggesting 3.7% is the new benchmark for...

[Read more](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans)

[![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%206%2c%202025%2c%2010_54_26%20AM.png)](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for)

[FIA](https://synergyannuity.com/news-you-can-use/tag/fia)

## [💥 Don’t Let an Inherited IRA Become a Tax Bomb – What Every Advisor Should Be Watching For](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for)

![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) 

 Jun 6, 2025, 10:54:44 AM

When a loved one passes and leaves behind a retirement account, it’s supposed to be a blessing—not a...

[Read more](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for)

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