---
title: ABLTC EZ list
description: Discover PPA-compliant annuity solutions offering tax-free long-term care benefits. Explore various products with flexible options and guaranteed growth to meet your needs.
---

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## Tax-Free LTC from Annuities: PPA-Compliant Solutions (2025)

The following fixed annuity products are **Pension Protection Act (PPA)** compliant and offer long-term care benefits using non-qualified funds. Distributions for qualified LTC expenses can be made **100% tax-free**.

### Available Annuity-Based LTC Solutions

| Carrier | Product | PPA Compliant | LTC Benefit Type | Highlights |
| --- | --- | --- | --- | --- |
| Global Atlantic | ForeCare | ✅ | Reimbursement | 2–3x LTC pool, no medical exam, phone interview approval |
| OneAmerica | Annuity Care II | ✅ | Reimbursement | Lifetime benefit options, flexible premium, trusted PPA solution |
| OneAmerica | Indexed Annuity Care | ✅ | Reimbursement | Indexed growth potential with built-in LTC extension |
| EquiTrust | Bridge® | ✅ | Indemnity | 2% annual benefit base growth, guaranteed issue option, includes wellness program |

*Note: Availability may vary by state. Always confirm state approvals and rider options with the carrier before presenting to clients.*

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