Week of August 11th, 2025

Written by Eric Estrada | Aug 11, 2025 1:50:02 PM

🔥 Hot Rates to Highlight This Week:

6.70% for 6 Years – Atlantic Coast posts the highest overall rate on the board (no liquidity).
6.25% for 5 Years – Wichita National leads again for short-term guaranteed yield (no liquidity).
Axonic 5-Year at 5.80% – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.

🔥 Hot Rate Highlights — Week of August 11, 2025

6.70% — Atlantic Coast Life, Safe Haven 6 (Best overall 6-year rate, no liquidity)
6.25% — Wichita National, Security 5 (Best overall 5-year rate, no liquidity)
6.10% — Wichita National, Security 3 & 7 (Top rates in their terms, no liquidity)

📊 MYGA Leaderboard — Week of Aug 11, 2025

Term	Best Overall Rate	Best w/ Liquidity (10%+)	Best w/ Liquidity & A– or Better
2 Yr	CL Life – CL Sundance 2 MVA — 5.25% — B++ — Int/Int	Oceanview – Harbourview 2 MVA Mid — 5.15% — A	Oceanview – Harbourview 2 MVA Mid — 5.15% — A
3 Yr	Wichita National – Security 3 MVA — 6.10% — B+ — No liquidity	Axonic – Waypoint 3 MVA High — 5.45% — A-	Axonic – Waypoint 3 MVA High — 5.45% — A-
4 Yr	Nassau – Simple Annuity 4 MVA — 5.30% — B++ — 5% liquidity	Oxford – Multi-Select 4 MVA — 5.15% — A — Int/10%	Oxford – Multi-Select 4 MVA — 5.15% — A — Int/10%
5 Yr	Wichita National – Security 5 MVA — 6.25% — B+ — No liquidity	Axonic – Waypoint 5 MVA High — 5.80% — A-	Axonic – Waypoint 5 MVA High — 5.80% — A-
6 Yr	Atlantic Coast – Safe Haven 6 MVA — 6.70% — B++ — No liquidity	Oxford – Multi-Select 6 MVA — 5.55% — A — Int/10%	Oxford – Multi-Select 6 MVA — 5.55% — A — Int/10%
7 Yr	Wichita National – Security 7 MVA — 6.10% — B+ — No liquidity	Axonic – Waypoint 7 MVA High — 5.50% — A-	Axonic – Waypoint 7 MVA High — 5.50% — A-
8 Yr	EquiTrust – Certainty Select 8 MVA — 5.65% — B++ — Int/Int	Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A-	Clear Spring – Preserve MYGA 8 MVA High — 5.35% — A-
9 Yr	Royal Neighbors – MYGA 9 Year High — 5.50% — A — Int/Int	Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A-	Clear Spring – Preserve MYGA 9 MVA High — 5.35% — A-
10 Yr	Wichita National – Security 10 MVA — 6.05% — B+ — No liquidity	Axonic – Waypoint 10 MVA High — 5.50% — A-	Axonic – Waypoint 10 MVA High — 5.50% — A-

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