🔥 Hot Rates to Watch – Week of July 28, 2025
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6.25% for 5 Years – Wichita National is back on top with one of the highest guaranteed rates in the market today.
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6.10% for 3 & 7 Years – Short and mid-term savers can lock in strong returns with Wichita National’s standout options.
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5.65% with 10% Liquidity – Axonic and EquiTrust lead the pack for high-yield, penalty-free access MYGAs — perfect for flexible retirement planning.
🗓️ MYGA Leaderboard – Week of July 28, 2025
| Term |
Best Overall Rate |
Best w/ 10% Free Withdrawal |
Best w/ 10% Free + A- or Better Rating |
| 2-Year |
Upstream Life – 5.40% |
Oceanview – 5.15% |
Oceanview – 5.15% |
| 3-Year |
Wichita National – 6.10% |
Axonic – 5.45% |
Axonic – 5.45% |
| 4-Year |
Upstream Life – 6.00% |
Clear Spring – 5.20% |
Clear Spring – 5.20% |
| 5-Year |
Wichita National – 6.25% |
Axonic – 5.65% |
Axonic – 5.65% |
| 6-Year |
Nassau – 5.75% |
Nassau – 5.75% |
Nassau – 5.75% |
| 7-Year |
Wichita National – 6.10% |
Nassau – 5.60% |
Axonic – 5.55% |
| 8-Year |
EquiTrust – 5.65% |
Clear Spring – 5.40% |
Clear Spring – 5.40% |
| 9-Year |
Royal Neighbors – 5.50% |
Clear Spring – 5.40% |
Clear Spring – 5.40% |
| 10-Year |
Wichita National – 6.05% |
Oceanview – 5.45% |
Oceanview – 5.45% |