🔥 Hot Rates to Highlight This Week: 6.70% for 6 Years – Atlantic Coast posts the highest overall...
Week of July 28th, 2025
🔥 Hot Rates to Watch – Week of July 28, 2025
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6.25% for 5 Years – Wichita National is back on top with one of the highest guaranteed rates in the market today.
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6.10% for 3 & 7 Years – Short and mid-term savers can lock in strong returns with Wichita National’s standout options.
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5.65% with 10% Liquidity – Axonic and EquiTrust lead the pack for high-yield, penalty-free access MYGAs — perfect for flexible retirement planning.
🗓️ MYGA Leaderboard – Week of July 28, 2025
| Term | Best Overall Rate | Best w/ 10% Free Withdrawal | Best w/ 10% Free + A- or Better Rating |
|---|---|---|---|
| 2-Year | Upstream Life – 5.40% | Oceanview – 5.15% | Oceanview – 5.15% |
| 3-Year | Wichita National – 6.10% | Axonic – 5.45% | Axonic – 5.45% |
| 4-Year | Upstream Life – 6.00% | Clear Spring – 5.20% | Clear Spring – 5.20% |
| 5-Year | Wichita National – 6.25% | Axonic – 5.65% | Axonic – 5.65% |
| 6-Year | Nassau – 5.75% | Nassau – 5.75% | Nassau – 5.75% |
| 7-Year | Wichita National – 6.10% | Nassau – 5.60% | Axonic – 5.55% |
| 8-Year | EquiTrust – 5.65% | Clear Spring – 5.40% | Clear Spring – 5.40% |
| 9-Year | Royal Neighbors – 5.50% | Clear Spring – 5.40% | Clear Spring – 5.40% |
| 10-Year | Wichita National – 6.05% | Oceanview – 5.45% | Oceanview – 5.45% |