MYGA Leaderboard

Week of May 11th 2026

Written by Eric Estrada | May 11, 2026 6:37:10 PM

Synergy MYGA Leaderboard

Week of May 11, 2026

🔥 This Week's Hot Rates

Best Overall Rate

American Gulf Anchor MYGA 7
6.30% for 7 Years

Best Liquidity Play

Axonic Waypoint 5
5.70% with 10% Free Withdrawal

Best A– Rated + Liquidity

Oceanview Harbourview 10
5.65% with 10% Free Withdrawal

MYGA Leaderboard by Term

Term Best Overall Rate Best w/ 10% Liquidity Best w/ 10% + A– or Better
2 Year CL Sundance 2
5.15%		 Axonic Waypoint 2
5.00%		 Axonic Waypoint 2
5.00%
3 Year Axonic Waypoint 3
5.45%		 Axonic Waypoint 3
5.45%		 Axonic Waypoint 3
5.45%
4 Year Oceanview Harbourview 4
5.20%		 Oceanview Harbourview 4
5.20%		 Oceanview Harbourview 4
5.20%
5 Year American Gulf Anchor 5
6.30%		 Axonic Waypoint 5
5.70%		 Axonic Waypoint 5
5.70%
6 Year American Gulf Anchor 6
6.30%		 Oxford Multi-Select 6
5.55%		 Oxford Multi-Select 6
5.55%
7 Year American Gulf Anchor 7
6.30%		 Axonic Waypoint 7
5.50%		 Axonic Waypoint 7
5.50%
8 Year Clear Spring Preserve 8
5.25%		 Clear Spring Preserve 8
5.25%		 Clear Spring Preserve 8
5.25%
9 Year Liberty Bankers Heritage Elite 9
5.50%		 Liberty Bankers Heritage Classic 9
5.25%		 Liberty Bankers Heritage Classic 9
5.25%
10 Year Heartland Secure Rate 10
5.90%		 Oceanview Harbourview 10
5.65%		 Oceanview Harbourview 10
5.65%

Quick Advisor Takeaways

  • Axonic continues to be a strong liquidity story with competitive 3, 5, and 7-year options.
  • American Gulf is still the raw rate leader when the client is focused on maximum guaranteed interest.
  • Oceanview gives advisors a strong A-rated longer-term option with 10% liquidity.
  • Liquidity matters: the highest headline rate is not always the best fit for clients who want access.

Compliance Reminder: Rates are subject to change and may vary by state, premium band, and availability. Verify carrier approvals, surrender schedules, liquidity provisions, and current compensation before quoting or soliciting business.

 
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