MYGA LEADERBOARD

Monday, September 14, 2026

This Week's Standouts

• Best Overall Rate: Revol One DirectGrowth 10 — 6.25% for 10 years, $10,000 minimum and 3.50% comp through age 80.
• Best with Liquidity: Axonic Insurance Waypoint 5 — 6.00% for 5 years, A– rated, 10% free withdrawal after year 1 and 2.25% comp through age 89.
• Best A-Rated with 10% Liquidity: Oceanview Harbourview 10 — 5.80% for 10 years, A rated, 10% free withdrawal after year 1 and 2.75% comp at all listed issue ages.

Term	Carrier / Product	AM Best	Max Age	Min Premium	Free Withdrawal Yr 1 | Yr 2+	Current Rate	Commission
2 Yr	CL Life CL Sundance 2 MVA	B++	90	$20,000	Interest / Interest	5.15%	0–80: 1.00% 81+: 0.60%
2 Yr	Axonic Insurance Waypoint 2 MYGA MVA High Band	A–	89	$100,000	0% / 10%	5.10%	0–89: 1.00%
3 Yr	Revol One Financial DirectGrowth 3 MVA	B++	85 QL 90 NQ	$10,000	0% / 0%	6.00%	0–80: 1.50% 81+: 1.00%
3 Yr	Axonic Insurance Waypoint 3 MYGA MVA High Band	A–	89	$100,000	0% / 10%	5.65%	0–89: 1.50%
4 Yr	Oceanview Life and Annuity Harbourview 4 MVA Mid Band	A	89	$70,000	0% / 10%	5.60%	0–79: 1.15% 80+: 1.15%
5 Yr	Revol One Financial DirectGrowth 5 MVA	B++	85 QL 90 NQ	$10,000	0% / 0%	6.15%	0–80: 2.50% 81+: 1.75%
5 Yr	Axonic Insurance Waypoint 5 MYGA MVA High Band	A–	89	$100,000	0% / 10%	6.00%	0–89: 2.25%
6 Yr	American Gulf Anchor MYGA 6 MVA	B++	89	$10,000	0% / 0%	6.00%	0–75: 2.00% 76–80: 1.75% 81+: 0.75%
6 Yr	Oxford Life Insurance Company Multi-Select 6 MVA	A	85	$20,000	Interest / 10%	5.85%	0–75: 1.25% 76–80: 0.75% 81+: 0.55%
7 Yr	Revol One Financial DirectGrowth 7 MVA	B++	85 QL 90 NQ	$10,000	0% / 0%	6.15%	0–80: 3.00% 81+: 1.90%
7 Yr	Sagicor Life Insurance Company Milestone Max MYGA 7 MVA High Band	A	90	$75,000	0% / 10%	5.90%	0–80: 2.30% 81–85: 1.80% 86+: 1.05%
8 Yr	EquiTrust Life Insurance Company Certainty Select 8 MVA	B++	90	$10,000	Interest / Interest	5.65%	0–80: 3.00% 81–90: 2.25%
8 Yr	Pacific Guardian Life Diamond Head 8	A	85	$10,000	10% / 10%	5.40%	18–85: 2.55%
9 Yr	Liberty Bankers Life Heritage Elite 9 MVA	A–	86	$10,000	0% / 0%	5.60%	18–80: 2.75% 81+: 1.15%
9 Yr	Capitol Life Insurance Company Heritage Classic 9 MVA	A–	86	$10,000	0% / 10%	5.45%	18–80: 3.50% 81+: 0.50%
10 Yr	Revol One Financial DirectGrowth 10 MVA	B++	85 QL 90 NQ	$10,000	0% / 0%	6.25%	0–80: 3.50% 81+: 2.20%
10 Yr	Oceanview Life and Annuity Harbourview 10 MVA Mid Band	A	84	$70,000	0% / 10%	5.80%	0–79: 2.75% 80+: 2.75%

Advisor Note: Rates, availability, state approvals and commissions are subject to change. Verify current rates, product availability, suitability and commission schedules before quoting or submitting business.