New 5-Year Synergy Choice™ Bonus FIA: Principal Protection & Growth

Aspida has expanded its Synergy Choice™ Bonus lineup with a shorter-term 5-Year Fixed Indexed Annuity that offers attractive features for both financial professionals and clients seeking principal protection and growth opportunities. This product is an ideal addition to your portfolio, enabling you to craft tailored retirement strategies that meet diverse client needs.

Key Product Highlights:

• 8% Premium Bonus: Available up to age 75 (5% for ages 76–85).
• Flexible Issue Ages: Policies available for clients up to age 85.
• Competitive Commission: 4.5% street commission for issue ages up to 75.
• Shorter-Term Commitment: 5-year surrender schedule.
• Access to Diverse Indexing Options: Includes popular choices like the S&P 500® and Goldman Sachs Grand Prix Index for potential growth opportunities.
• Industry-Leading Service: Aspida’s exceptional service ensures seamless transactions and support.

Why Choose the 5-Year Synergy Choice™ Bonus FIA?

This product balances flexibility and growth potential with a shorter commitment period, making it an excellent solution for clients who:

• Want to capitalize on a premium bonus while safeguarding their retirement savings.
• Seek opportunities for deferred growth with downside protection.
• Value principal security with upside potential tied to market performance.

Indexing Strategies and Crediting Options

The Synergy Choice™ Bonus 5-Year FIA includes competitive participation rates and cap options on indices like:

• S&P 500®: 7% 1-Year Cap Rate and 13% 2-Year Cap Rate for premium amounts over $100,000.
• Goldman Sachs Grand Prix Index: 155% 1-Year Participation Rate and 220% 2-Year Participation Rate for premium amounts over $100,000

Tailor Solutions to Your Clients’ Goals

With its premium bonus and multiple index choices, this product allows financial professionals to build customized retirement strategies that align with each client’s unique goals, risk tolerance, and time horizon.

Be Among the First to Offer This Solution

Position yourself as a leader in the retirement planning space by introducing this innovative FIA to your clients. Partner with Aspida for competitive products, comprehensive resources, and world-class support.