--- title: Home --- [Skip to content](https://synergyannuity.com#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact?hsLang=en) # Experience the Synergy Difference Advisors work with us, not for us.  ![Product name](https://f.hubspotusercontent10.net/hub/7528311/hubfs/raw_assets/public/mV0_hubspot/cms-industry-assets/img/finance-insurance/feature-one.jpg?width=500&height=300&name=feature-one.jpg "Product name") ### Industry Leading Solutions We know our stuff and not only do we help pick the best products for today, we also help pick the best that keep your looking good in the future.  ### Forward Thinking Ideas   ![Product name](https://f.hubspotusercontent10.net/hub/7528311/hubfs/raw_assets/public/mV0_hubspot/cms-industry-assets/img/finance-insurance/feature-two.jpg?width=500&height=300&name=feature-two.jpg "Product name") ![Product name](https://f.hubspotusercontent10.net/hub/7528315/hubfs/raw_assets/public/mV0_hubspot/cms-industry-assets/img/finance-insurance/feature-three.jpg?width=500&height=300&name=feature-three.jpg "Product name") ### 50+ Years of combined experience. . ## Independently owned. Just like you.  Check out our weekly content to keep you ahead of the game.    [![](https://content.bombbomb.com/video_thumbs/b4688279-8284-4114-aa59-6acc36f2f8f0.gif?r=62201)](https://bbemaildelivery.com/bbext/?p=video_land&id=b4688279-8284-4114-aa59-6acc36f2f8f0) ## We help advisors provide "complete" retirement advice   ### Life Insurance   ### Fixed and Index Annuities   ### Care Solutions   [Get started](mailto:eestrada@synergyannuity.com) > "I love working with Synergy. I don't feel like a number and they're constantly bringing me new ideas and ways to close more business" > > ![A photo of Shaun Benson](https://f.hubspotusercontent10.net/hubfs/7303166/Growth/testimonial.jpg) > > Shaun Benson ## Latest posts [![](https://synergyannuity.com/hs-fs/hubfs/ChatGPT%20Image%20Jun%204%2c%202026%2c%2010_07_44%20AM.png?height=200&name=ChatGPT%20Image%20Jun%204%2c%202026%2c%2010_07_44%20AM.png)](https://synergyannuity.com/news-you-can-use/3-times-the-pension-protection-act-conversation-should-be-on-your-radar?hsLang=en) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc?hsLang=en) ## [3 Times the Pension Protection Act Conversation Should Be on Your Radar](https://synergyannuity.com/news-you-can-use/3-times-the-pension-protection-act-conversation-should-be-on-your-radar?hsLang=en) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada?hsLang=en) Jun 8, 2026, 8:45:00 AM The Pension Protection Act isn’t just a product idea. [Read more](https://synergyannuity.com/news-you-can-use/3-times-the-pension-protection-act-conversation-should-be-on-your-radar?hsLang=en) [![](https://synergyannuity.com/hs-fs/hubfs/ChatGPT%20Image%20Jun%204%2c%202026%2c%2010_12_15%20AM.png?height=200&name=ChatGPT%20Image%20Jun%204%2c%202026%2c%2010_12_15%20AM.png)](https://synergyannuity.com/news-you-can-use/why-cash-may-be-the-most-valuable-long-term-care-benefit-of-all?hsLang=en) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc?hsLang=en) ## [Why Cash May Be the Most Valuable Long-Term Care Benefit of All](https://synergyannuity.com/news-you-can-use/why-cash-may-be-the-most-valuable-long-term-care-benefit-of-all?hsLang=en) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada?hsLang=en) Jun 4, 2026, 10:13:09 AM When most people hear "long-term care," they picture a nursing home bill. [Read more](https://synergyannuity.com/news-you-can-use/why-cash-may-be-the-most-valuable-long-term-care-benefit-of-all?hsLang=en) [![](https://synergyannuity.com/hs-fs/hubfs/Health-Wealth-Checkup-scaled.jpeg?height=200&name=Health-Wealth-Checkup-scaled.jpeg)](https://synergyannuity.com/news-you-can-use/nationwide-carematters-annuity-a-new-twist-on-the-pension-protection-act-conversation?hsLang=en) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc?hsLang=en) ## [Nationwide CareMatters® Annuity: A New Twist on the Pension Protection Act Conversation](https://synergyannuity.com/news-you-can-use/nationwide-carematters-annuity-a-new-twist-on-the-pension-protection-act-conversation?hsLang=en) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada?hsLang=en) Jun 4, 2026, 9:58:32 AM For years, advisors have used Pension Protection Act (PPA) annuities to help clients reposition... 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