--- title: DI Case Study On An NFL Running Back description: Learn how an NFL running back secured his future earnings with a comprehensive insurance policy. image: https://synergyannuity.com/hubfs/Digital%20composite%20of%20Highlighted%20foot%20of%20woman%20on%20treadmill.jpeg --- [Skip to content](https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) Jan 17, 2024, 3:01:29 PM # DI Case Study On An NFL Running Back ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back) [Twitter icon](https://twitter.com/intent/tweet?url=https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back) [envelope icon](mailto:?body=https://synergyannuity.com/news-you-can-use/di-case-study-on-an-nfl-running-back) As we gear up for the intense Divisional Rounds, now is the ideal moment to delve into a captivating case study involving an NFL running back that we worked with during the previous off-season. In this particular case, the talented NFL Running Back, who was selected in the second round of the draft and had already completed three highly successful seasons, found himself on the brink of free agency and anticipating his most substantial paycheck to date. To safeguard his future income, he recognized the necessity of having a comprehensive insurance policy in place before he stepped onto the field in the fall. Assessment Given the physically demanding nature of the sport, it became glaringly apparent that if the player were to sustain a career-ending injury or illness before signing a new contract, his future earnings would be jeopardized. Initially, a policy was implemented that offered $5 million in benefits, but due to the player's remarkable performance, the advisor overseeing the case advocated for an increase in disability benefits during the renewal process. Solution Our dedicated Disability Income Support Team collaborated closely with the player's Agent and Insurance Advisor to meticulously craft a robust $10 million permanent total disability policy. This strategic move aimed to mitigate the potential devastation in the event that the player became permanently and totally disabled before securing his next lucrative contract. Result The implementation of this tax-free benefit provided the player with an invaluable sense of security. Should he encounter a severe injury or illness while on the football field, his future contract and lifestyle would remain safeguarded from unpredictable circumstances. The premium for this exceptional case amounted to roughly $90,000, inclusive of taxes and fees. 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