--- title: News you can use | Life description: Life | Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information --- [Skip to content](https://synergyannuity.com/news-you-can-use/tag/life#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%209%2c%202025%2c%2012_07_29%20PM.png)](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [The Hidden Risk in “I’ll Figure It Out”: Why Living Benefits Matter More Than Ever for Entrepreneurs and Modern Workers](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 9, 2026, 11:30:00 AM Most financial plans are built on an outdated assumption: That income, benefits, and protection are ... [Read more](https://synergyannuity.com/news-you-can-use/the-hidden-risk-in-ill-figure-it-out-why-living-benefits-matter-more-than-ever-for-entrepreneurs-and-modern-workers) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20big%20bill%20for%20medical%20expenses.jpeg)](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [What Living Benefits Cover That Health Insurance Often Doesn’t](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 7, 2026, 11:30:00 AM One of the biggest misconceptions clients have is believing health insurance solves every problem du... [Read more](https://synergyannuity.com/news-you-can-use/what-living-benefits-cover-that-health-insurance-often-doesnt) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Living Benefits 101: How They Work, When They Trigger, and What Clients Actually Get Paid](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jan 5, 2026, 10:48:46 AM Living benefits are one of the most misunderstood—but most powerful—features in modern life insuranc... [Read more](https://synergyannuity.com/news-you-can-use/living-benefits-101-how-they-work-when-they-trigger-and-what-clients-actually-get-paid) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Oct%203%2c%202025%2c%2011_25_11%20AM.png)](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [October Playbook: Easy Ways Advisors Can Start Living Benefit Conversations](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Oct 6, 2025, 7:00:09 AM October Playbook: Easy Ways Advisors Can Start Living Benefit Conversations October is Breast Cancer... [Read more](https://synergyannuity.com/news-you-can-use/october-playbook-easy-ways-advisors-can-start-living-benefit-conversations) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%209%2c%202025%2c%2012_07_29%20PM.png)](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [Beyond Burial Policies: 9 Ways Life Insurance Powers Retirement](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Sep 11, 2025, 10:00:00 AM When most people hear “life insurance in retirement,” they think final expenses. Advisors often defa... [Read more](https://synergyannuity.com/news-you-can-use/beyond-burial-policies-9-ways-life-insurance-powers-retirement) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Sep%208%2c%202025%2c%2004_11_21%20PM.png)](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [When Clients Bring You CD Money, Don’t Stop at MYGAs](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Sep 9, 2025, 11:58:41 AM Do you run to the top of the spreadsheet and quote another MYGA rate… or would you rather show your ... [Read more](https://synergyannuity.com/news-you-can-use/when-clients-bring-you-cd-money-dont-stop-at-mygas) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%2016%2c%202025%2c%2002_57_05%20PM.png)](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [💰 How to Pay the Death Tax Without Selling the Farm](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 24, 2025, 10:00:00 AM Estate taxes don’t just hit the ultra-wealthy anymore. With state exemptions as low as $1 million an... [Read more](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20new%20york%20street%20where%20business%20owners%20are%20starting%20their%20day%20opening%20their%20shops.jpeg)](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Help Your Clients Protect What They’ve Built: Life Insurance & Business Continuation Planning](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) May 14, 2025, 9:30:00 AM Small business owners are some of the most driven and hard-working clients you'll meet — but their d... [Read more](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/money%20being%20drained%20from%20a%20faucet.jpeg)](https://synergyannuity.com/news-you-can-use/control-the-legacy-how-the-income-provider-option-protects) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Control the Legacy: How the Income Provider Option Protects](https://synergyannuity.com/news-you-can-use/control-the-legacy-how-the-income-provider-option-protects) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 25, 2025, 9:00:00 AM Life insurance is designed to provide peace of mind — but for some clients, a massive lump sum payou... [Read more](https://synergyannuity.com/news-you-can-use/control-the-legacy-how-the-income-provider-option-protects) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/healthy%20young%20couple%20being%20active-1.jpeg)](https://synergyannuity.com/news-you-can-use/is-insurability-the-most-overlooked-asset-in-retirement-planning) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Is Insurability the Most Overlooked Asset in Retirement Planning?](https://synergyannuity.com/news-you-can-use/is-insurability-the-most-overlooked-asset-in-retirement-planning) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 22, 2025, 1:35:27 PM In the world of retirement planning, most advisors focus on three things: time, money, and risk. 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