--- title: News you can use (7) description: Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (7) --- [Skip to content](https://synergyannuity.com/news-you-can-use/page/7#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Life Insurance With Living Benefits: A Game-Changer for Your Clients](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 18, 2025, 3:49:23 PM When most people think about life insurance, they focus on the death benefit—the payout their loved ... [Read more](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/Show%20a%20father%20passing%20a%20check%20along%20to%20his%20son%20with%20uncle%20sam%20unable%20to%20intercept%20the%20transaction.jpeg)](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Unlock Hidden Wealth: Use Deferred Annuities for Tax-Free Legacy](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 7, 2025, 10:00:00 AM Many of your clients may have purchased Deferred Annuities with the intent of securing retirement in... [Read more](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/growing%20money%20or%20nest%20egg.jpeg)](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Why Cash Value Life Insurance Is a Game Changer](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 5, 2025, 12:36:00 PM When clients think about life insurance, they often see it solely as a tool for financial protection... [Read more](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/The%20image%20features%20a%20serene%20landscape%20of%20a%20sunlit%20meadow%2c%20where%20golden%20grasses%20sway%20gently%20in%20the%20breeze.jpeg)](https://synergyannuity.com/news-you-can-use/growth-without-fear-unlock-double-digit-potential-with-fixed-indexed-annuities) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Growth Without Fear: Unlock Double-Digit Potential with Fixed Indexed Annuities](https://synergyannuity.com/news-you-can-use/growth-without-fear-unlock-double-digit-potential-with-fixed-indexed-annuities) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 3, 2025, 12:36:45 PM In today’s unpredictable financial climate, retirees and pre-retirees face a tough dilemma: pursue h... [Read more](https://synergyannuity.com/news-you-can-use/growth-without-fear-unlock-double-digit-potential-with-fixed-indexed-annuities) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20modern%20office%20environment%20where%20a%20financial%20advisor%20is%20engaged%20in%20a%20discussion%20with%20a%20client%20across%20a%20polished%20wooden%20table.jpeg)](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Unlocking Sales Potential: Why Financial Advisors Should Revisit Cash Value Life Insurance](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 25, 2025, 12:57:19 PM In the ever-evolving financial landscape, life insurance remains a critical tool for managing risk a... [Read more](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/marijuana%20and%20life%20insurance.jpeg)](https://synergyannuity.com/news-you-can-use/marijuana-use-life-insurance-what-financial-advisors-need-to-know) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Marijuana Use & Life Insurance: What Financial Advisors Need to Know](https://synergyannuity.com/news-you-can-use/marijuana-use-life-insurance-what-financial-advisors-need-to-know) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 21, 2025, 10:15:00 AM With evolving views on marijuana use and shifting underwriting guidelines, financial advisors have a... [Read more](https://synergyannuity.com/news-you-can-use/marijuana-use-life-insurance-what-financial-advisors-need-to-know) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/critical-illness-insurance-financial-protection-for-your-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Critical Illness Insurance: Financial Protection for Your Clients](https://synergyannuity.com/news-you-can-use/critical-illness-insurance-financial-protection-for-your-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 19, 2025, 9:30:00 AM Many middle-class Americans who face cancer, heart disease, or other serious illnesses also face an ... [Read more](https://synergyannuity.com/news-you-can-use/critical-illness-insurance-financial-protection-for-your-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20big%20bill%20for%20medical%20expenses.jpeg)](https://synergyannuity.com/news-you-can-use/rising-long-term-care-costs-key-insights-for-financial-advisors) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [Rising Long-Term Care Costs: Key Insights for Financial Advisors](https://synergyannuity.com/news-you-can-use/rising-long-term-care-costs-key-insights-for-financial-advisors) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 17, 2025, 4:16:08 PM As a financial advisor, one of the most critical yet often overlooked aspects of retirement planning... [Read more](https://synergyannuity.com/news-you-can-use/rising-long-term-care-costs-key-insights-for-financial-advisors) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20light%20bulb%20representing%20a%20good%20idea.jpeg)](https://synergyannuity.com/news-you-can-use/debunking-annuity-myths-what-financial-advisors-need-to-know) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Debunking Annuity Myths: What Financial Advisors Need to Know](https://synergyannuity.com/news-you-can-use/debunking-annuity-myths-what-financial-advisors-need-to-know) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 12, 2025, 9:00:00 AM If you’ve searched the internet for information about annuities, you’ve likely come across a lot of ... [Read more](https://synergyannuity.com/news-you-can-use/debunking-annuity-myths-what-financial-advisors-need-to-know) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/tax%20time%20bomb.jpeg)](https://synergyannuity.com/news-you-can-use/annuity-maximization-avoid-tax-pitfalls-enhance-wealth-transfer) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Annuity Maximization: Avoid Tax Pitfalls & Enhance Wealth Transfer](https://synergyannuity.com/news-you-can-use/annuity-maximization-avoid-tax-pitfalls-enhance-wealth-transfer) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 10, 2025, 12:07:52 PM Many clients purchase Deferred Annuities to supplement retirement income, only to find later that th... 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