--- title: News you can use (7) description: Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (7) --- [Skip to content](https://synergyannuity.com/news-you-can-use/page/7#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/fixed%20annuities%20vs%20CDs.jpeg)](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Income Protection Has Never Been More Affordable Than It Is Right Now](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 3, 2025, 11:00:00 AM When should a client buy income protection insurance? Is it when they're just starting out in their ... [Read more](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga) ## [Maximize Returns: Why April Is Ideal for Replacing CDs with MYGAs](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 2, 2025, 11:00:00 AM It’s April—CD renewal season—and that means opportunity. [Read more](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20piggy%20bank%20that%20is%20also%20a%20swiss%20army%20knife-1.jpeg)](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Why Indexed Universal Life Is the Swiss Army Knife of Financial Products](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 31, 2025, 11:00:00 AM With market volatility still shaking client confidence, many advisors are searching for ways to help... [Read more](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) [![](https://synergyannuity.com/hubfs/Geeky%20piggybank%20with%20glasses%20-%20isolated%20over%20a%20white%20background.jpeg)](https://synergyannuity.com/news-you-can-use/turning-old-annuities-into-new-business-why-nows-the-time-to-talk-fias) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Turning Old Annuities Into New Business: Why Now’s the Time to Talk FIAs](https://synergyannuity.com/news-you-can-use/turning-old-annuities-into-new-business-why-nows-the-time-to-talk-fias) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 27, 2025, 11:00:00 AM If you’re an advisor working with clients who purchased Fixed Indexed Annuities (FIAs) between 2018 ... [Read more](https://synergyannuity.com/news-you-can-use/turning-old-annuities-into-new-business-why-nows-the-time-to-talk-fias) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20serene%20family%20gathering%20in%20a%20cozy%20living%20room%20Sunlight%20filters%20through%20sheer%20curtains%20casting%20a%20warm%20glow%20over%20a%20group%20of%20four%20adults%20sitting%20on%20a%20plush%20sofa%20and%20armchairs%20Two%20middleaged%20adults%20a%20man%20and%20a%20woman%20are%20engaged%20in%20con.jpeg)](https://synergyannuity.com/news-you-can-use/why-relying-on-family-for-long-term-care-is-a-risky-plan) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [Why Relying on Family for Long-Term Care Is a Risky Plan](https://synergyannuity.com/news-you-can-use/why-relying-on-family-for-long-term-care-is-a-risky-plan) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 26, 2025, 11:53:41 AM Financial advisors know how uncomfortable some client conversations can be—but few are as emotionall... [Read more](https://synergyannuity.com/news-you-can-use/why-relying-on-family-for-long-term-care-is-a-risky-plan) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/happy%20retired%20person%20with%20a%20money%20birthday%20cake.jpeg)](https://synergyannuity.com/news-you-can-use/a-smarter-alternative-to-fixed-and-indexed-annuities) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga) ## [A Smarter Alternative to Fixed and Indexed Annuities](https://synergyannuity.com/news-you-can-use/a-smarter-alternative-to-fixed-and-indexed-annuities) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 19, 2025, 9:00:00 AM When it comes to retirement planning, financial advisors often face a common dilemma: how to offer c... [Read more](https://synergyannuity.com/news-you-can-use/a-smarter-alternative-to-fixed-and-indexed-annuities) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Life Insurance With Living Benefits: A Game-Changer for Your Clients](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 18, 2025, 3:49:23 PM When most people think about life insurance, they focus on the death benefit—the payout their loved ... [Read more](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/Show%20a%20father%20passing%20a%20check%20along%20to%20his%20son%20with%20uncle%20sam%20unable%20to%20intercept%20the%20transaction.jpeg)](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Unlock Hidden Wealth: Use Deferred Annuities for Tax-Free Legacy](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 7, 2025, 10:00:00 AM Many of your clients may have purchased Deferred Annuities with the intent of securing retirement in... [Read more](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/growing%20money%20or%20nest%20egg.jpeg)](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Why Cash Value Life Insurance Is a Game Changer](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 5, 2025, 12:36:00 PM When clients think about life insurance, they often see it solely as a tool for financial protection... [Read more](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/The%20image%20features%20a%20serene%20landscape%20of%20a%20sunlit%20meadow%2c%20where%20golden%20grasses%20sway%20gently%20in%20the%20breeze.jpeg)](https://synergyannuity.com/news-you-can-use/growth-without-fear-unlock-double-digit-potential-with-fixed-indexed-annuities) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Growth Without Fear: Unlock Double-Digit Potential with Fixed Indexed Annuities](https://synergyannuity.com/news-you-can-use/growth-without-fear-unlock-double-digit-potential-with-fixed-indexed-annuities) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 3, 2025, 12:36:45 PM In today’s unpredictable financial climate, retirees and pre-retirees face a tough dilemma: pursue h... 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