--- title: News you can use | Life (2) description: Life | Annuity Rates, Marketing Ideas, Annuity Leads, Life Leads, Long-term care information (2) --- [Skip to content](https://synergyannuity.com/news-you-can-use/tag/life/page/2#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [5 Essential Life Insurance Questions Every Advisor Should Be Asking](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 18, 2025, 9:30:00 AM Life insurance isn’t just a box to check — it’s a critical component of financial, business, and leg... [Read more](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20person%20pulling%20from%20their%20own%20piggy%20bank%20with%20a%20bank%20rep%20upset%20behind%20them-1.jpeg)](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Policy Loans from IUL: A Smart Cash Flow Solution for Clients](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 14, 2025, 2:51:52 PM Indexed Universal Life (IUL) is one of the most powerful tools available for clients looking to accu... [Read more](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Tired of Low CD Yields? Here’s Why Single Pay Life Insurance Is a Smarter Alternative](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 7, 2025, 11:00:00 AM Many clients nearing or in retirement are holding large amounts of cash in Certificates of Deposit (... [Read more](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/fixed%20annuities%20vs%20CDs.jpeg)](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Income Protection Has Never Been More Affordable Than It Is Right Now](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 3, 2025, 11:00:00 AM When should a client buy income protection insurance? Is it when they're just starting out in their ... [Read more](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20piggy%20bank%20that%20is%20also%20a%20swiss%20army%20knife-1.jpeg)](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Why Indexed Universal Life Is the Swiss Army Knife of Financial Products](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 31, 2025, 11:00:00 AM With market volatility still shaking client confidence, many advisors are searching for ways to help... [Read more](https://synergyannuity.com/news-you-can-use/why-indexed-universal-life-is-the-swiss-army-knife-of-financial-products) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Life Insurance With Living Benefits: A Game-Changer for Your Clients](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 18, 2025, 3:49:23 PM When most people think about life insurance, they focus on the death benefit—the payout their loved ... [Read more](https://synergyannuity.com/news-you-can-use/life-insurance-with-living-benefits-a-game-changer-for-your-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/Show%20a%20father%20passing%20a%20check%20along%20to%20his%20son%20with%20uncle%20sam%20unable%20to%20intercept%20the%20transaction.jpeg)](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Unlock Hidden Wealth: Use Deferred Annuities for Tax-Free Legacy](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 7, 2025, 10:00:00 AM Many of your clients may have purchased Deferred Annuities with the intent of securing retirement in... [Read more](https://synergyannuity.com/news-you-can-use/unlock-hidden-wealth-use-deferred-annuities-for-tax-free-legacy) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/growing%20money%20or%20nest%20egg.jpeg)](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Why Cash Value Life Insurance Is a Game Changer](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Mar 5, 2025, 12:36:00 PM When clients think about life insurance, they often see it solely as a tool for financial protection... [Read more](https://synergyannuity.com/news-you-can-use/why-cash-value-life-insurance-is-a-game-changer) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20modern%20office%20environment%20where%20a%20financial%20advisor%20is%20engaged%20in%20a%20discussion%20with%20a%20client%20across%20a%20polished%20wooden%20table.jpeg)](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Unlocking Sales Potential: Why Financial Advisors Should Revisit Cash Value Life Insurance](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 25, 2025, 12:57:19 PM In the ever-evolving financial landscape, life insurance remains a critical tool for managing risk a... [Read more](https://synergyannuity.com/news-you-can-use/unlocking-sales-potential-why-financial-advisors-should-revisit-cash-value-life-insurance) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/marijuana%20and%20life%20insurance.jpeg)](https://synergyannuity.com/news-you-can-use/marijuana-use-life-insurance-what-financial-advisors-need-to-know) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Marijuana Use & Life Insurance: What Financial Advisors Need to Know](https://synergyannuity.com/news-you-can-use/marijuana-use-life-insurance-what-financial-advisors-need-to-know) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Feb 21, 2025, 10:15:00 AM With evolving views on marijuana use and shifting underwriting guidelines, financial advisors have a... 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