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Week of August 25th, 2025

MYGA Leaderboard

Updated: Monday, August 25, 2025

🔥 Hot Rates to Highlight This Week:

  • 6.70% for 6 Years – Atlantic Coast posts the highest overall rate on the board (no liquidity).
  • 6.25% for 5 Years – Wichita National leads again for short-term guaranteed yield (no liquidity).
  • Axonic 5-Year at 5.80% – Top pick for liquidity + A– rating. Clean combo of growth, access, and strength.
Term Best Overall Best w/ Liquidity (10% FW) Best w/ Liquidity & A– or Better
2 Yr CL Life – CL Sundance 2 MVA — 5.25% Oceanview – Harbourview 2 MVA Mid Band — 5.15% Oceanview – Harbourview 2 MVA Mid Band — 5.15% (A)
3 Yr Wichita National – Security 3 MVA — 6.10% Axonic – Waypoint 3 MYGA MVA High Band — 5.45% Axonic – Waypoint 3 MYGA MVA High Band — 5.45% (A–)
4 Yr Mountain Life – Alpine Horizon 4 MVA — 6.05% Oxford – Multi-Select 4 MVA — 5.15% Oxford – Multi-Select 4 MVA — 5.15% (A)
5 Yr Wichita National – Security 5 MVA — 6.25% Axonic – Waypoint 5 MYGA MVA High Band — 5.80% Axonic – Waypoint 5 MYGA MVA High Band — 5.80% (A–)
6 Yr Atlantic Coast Life – Safe Haven 6 MVA — 6.70% Oxford – Multi-Select 6 MVA — 5.55% Oxford – Multi-Select 6 MVA — 5.55% (A)
7 Yr Wichita National – Security 7 MVA — 6.10% Axonic – Waypoint 7 MYGA MVA High Band — 5.50% Axonic – Waypoint 7 MYGA MVA High Band — 5.50% (A–)
8 Yr Mountain Life – Secure Summit 8 MVA — 6.00% Clear Spring – Preserve MYGA 8 MVA High Band — 5.35% Clear Spring – Preserve MYGA 8 MVA High Band — 5.35% (A–)
9 Yr Royal Neighbors – MYGA 9 Year CA High Band — 5.50% Clear Spring – Preserve MYGA 9 MVA High Band — 5.35% Clear Spring – Preserve MYGA 9 MVA High Band — 5.35% (A–)
10 Yr Wichita National – Security 10 MVA — 6.05% Axonic – Waypoint 10 MYGA MVA High Band — 5.50% Axonic – Waypoint 10 MYGA MVA High Band — 5.50% (A–)