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Week of August 31st 2026

Picture of Eric Estrada
MYGA LEADERBOARD
Monday, August 31, 2026
This Week's Spotlight Products
★ Best Overall: Revol One DirectGrowth 10 MVA at 6.25% for 10 years. Available with a $10,000 minimum and no free withdrawals.
★ Best Overall A-Rated: Axonic Waypoint 5 MYGA MVA High Band at 5.90% for 5 years. A- rated, $100,000 minimum, issues through age 89 and pays 2.25% commission at all issue ages.
★ Best A-Rated with 10% Liquidity: Sagicor Milestone Max MYGA 7 MVA High Band at 5.90% for 7 years, with 10% annual access beginning in year two and a $75,000 minimum.
Leaderboard by Guaranteed Term
Term Best Overall Rate Best A-Rated Best A-Rated with 10% Liquidity
2 CL Sundance 2 MVA — 5.15%
B++ | Age 90 | $20K minimum
Interest access Y1/Y2+
Comp: 1.00% ages 0–80; 0.60% ages 81–90 		Axonic Waypoint 2 High Band — 5.10%
A- | Age 89 | $100K minimum
0% Y1 / 10% Y2+
Comp: 1.00% all ages 		Axonic Waypoint 2 High Band — 5.10%
A- | 10% access beginning in Y2
3 Revol One DirectGrowth 3 MVA — 6.00%
B++ | Age 85 QL / 90 NQ | $10K minimum
No free withdrawals
Comp: 1.50% ages 0–80; 1.00% ages 81+ 		Axonic Waypoint 3 High Band — 5.65%
A- | Age 89 | $100K minimum
0% Y1 / 10% Y2+
Comp: 1.50% all ages 		Axonic Waypoint 3 High Band — 5.65%
A- | 10% access beginning in Y2
4 Oceanview Harbourview 4 Mid Band — 5.60%
A | Age 89 | $70K minimum
0% Y1 / 10% Y2+
Comp: 1.15% all ages 		Oceanview Harbourview 4 — 5.60%
A | Best A-rated option 		Oceanview Harbourview 4 — 5.60%
A | 10% access beginning in Y2
5 Revol One DirectGrowth 5 MVA — 6.15%
B++ | Age 85 QL / 90 NQ | $10K minimum
No free withdrawals
Comp: 2.50% ages 0–80; 1.75% ages 81+ 		Axonic Waypoint 5 High Band — 5.90%
A- | Age 89 | $100K minimum
0% Y1 / 10% Y2+
Comp: 2.25% all ages 		Axonic Waypoint 5 High Band — 5.90%
A- | 10% access beginning in Y2
6 American Gulf Anchor MYGA 6 — 6.00%
B++ | Age 89 | $10K minimum
No free withdrawals
Comp: 2.00% ages 0–75; 1.75% ages 76–80; 0.75% ages 81+ 		Oxford Multi-Select 6 MVA — 5.85%
A | Age 85 | $20K minimum
Interest Y1 / 10% Y2+
Comp: 1.25% ages 0–75; 0.75% ages 76–80; 0.55% ages 81+ 		Oxford Multi-Select 6 MVA — 5.85%
A | Interest access Y1 and 10% Y2+
7 Revol One DirectGrowth 7 MVA — 6.15%
B++ | Age 85 QL / 90 NQ | $10K minimum
No free withdrawals
Comp: 3.00% ages 0–80; 1.90% ages 81+ 		Sagicor Milestone Max 7 High Band — 5.90%
A | Age 90 | $75K minimum
0% Y1 / 10% Y2+
Comp: 2.30% ages 0–80; 1.80% ages 81–85; 1.05% ages 86+ 		Sagicor Milestone Max 7 — 5.90%
A | 10% access beginning in Y2
8 EquiTrust Certainty Select 8 MVA — 5.65%
B++ | Age 90 | $10K minimum
Interest access Y1/Y2+
Comp: 3.00% ages 0–80; 2.25% ages 81–90 		Pacific Guardian Diamond Head 8 — 5.40%
A | Age 85 | $10K minimum
10% Y1 / 10% Y2+
Comp: 2.55% ages 18–85 		Pacific Guardian Diamond Head 8 — 5.40%
A | 10% access in Y1 and Y2+
9 Liberty Bankers Heritage Elite 9 — 5.60%
A- | Age 86 | $10K minimum
No free withdrawals
Comp: 2.75% ages 18–80; 1.15% ages 81+ 		Liberty Bankers Heritage Elite 9 — 5.60%
A- | Highest A-rated 9-year rate 		Capitol Life Heritage Classic 9 — 5.45%
A- | Age 86 | $10K minimum
0% Y1 / 10% Y2+
Comp: 3.50% ages 18–80; 0.50% ages 81+
10 Revol One DirectGrowth 10 MVA — 6.25%
B++ | Age 85 QL / 90 NQ | $10K minimum
No free withdrawals
Comp: 3.50% ages 0–80; 2.20% ages 81+ 		Oceanview Harbourview 10 Mid Band — 5.80%
A | Age 84 | $70K minimum
0% Y1 / 10% Y2+
Comp: 2.75% all ages 		Oceanview Harbourview 10 — 5.80%
A | 10% access beginning in Y2
Rates, product availability, state approvals and commissions are subject to change. Verify all details with Synergy Annuity Marketing before submitting business. Surrender charges may restart following a 30-day withdrawal window where applicable. For licensed insurance professionals only. Not for consumer use.