SYNERGY MYGA LEADERBOARD Updated Monday – March 9, 2026 🔥 Spotlight Products This Week American...
Week of August 3rd 2026
MYGA Leaderboard
Monday, August 3, 2026
This Week's Spotlight Products
- Highest Headline Rate: Knighthead Life Staysail 7 at 7.20%. This is a simple-interest product, producing a listed guaranteed yield of 6.00% over seven years.
- Strong Fixed-Rate Value: Revol One Financial DirectGrowth 10 offers 6.25% for ten years with a $10,000 minimum premium. It is B++ rated and does not include annual free withdrawals.
- Best Blend of Rate, Rating, Liquidity and Compensation: Axonic Insurance Waypoint 5 offers 5.80%, an A- rating, 10% annual liquidity beginning in year two and 2.25% compensation at all issue ages through 89.
MYGA Rate Leaderboard
| Term | Best Overall Rate | Best with 10% Liquidity | Best A-Rated with 10% Liquidity |
|---|---|---|---|
| 2 Year |
CL Life CL Sundance 2 5.15% B++ |
Oceanview Life Harbourview 2 5.05% A | 10% Yr. 2+ |
Oceanview Life Harbourview 2 5.05% A | 10% Yr. 2+ |
| 3 Year |
Knighthead Life Staysail 3 6.10% A- | Simple Interest 5.76% GTD Yield |
Axonic Insurance Waypoint 3 5.50% A- | 10% Yr. 2+ |
Axonic Insurance Waypoint 3 5.50% A- | 10% Yr. 2+ |
| 4 Year |
Oceanview Life Harbourview 4 5.60% A | 10% Yr. 2+ |
Oceanview Life Harbourview 4 5.60% A | 10% Yr. 2+ |
Oceanview Life Harbourview 4 5.60% A | 10% Yr. 2+ |
| 5 Year |
Knighthead Life Staysail 5 6.70% A- | Simple Interest 5.95% GTD Yield |
Axonic Insurance Waypoint 5 5.80% A- | 10% Yr. 2+ |
Axonic Insurance Waypoint 5 5.80% A- | 10% Yr. 2+ |
| 6 Year |
American Gulf Anchor MYGA 6 6.00% B++ |
Oxford Life Multi-Select 6 5.85% A | Interest Yr. 1 / 10% Yr. 2+ |
Oxford Life Multi-Select 6 5.85% A | Interest Yr. 1 / 10% Yr. 2+ |
| 7 Year |
Knighthead Life Staysail 7 7.20% A- | Simple Interest 6.00% GTD Yield |
Oxford Life Multi-Select 7 5.65% A | Interest Yr. 1 / 10% Yr. 2+ |
Oxford Life Multi-Select 7 5.65% A | Interest Yr. 1 / 10% Yr. 2+ |
| 8 Year |
EquiTrust Life Certainty Select 8 5.50% B++ | Interest Withdrawals |
Pacific Guardian Life Diamond Head 8 5.40% A | 10% Yr. 1 and Yr. 2+ |
Pacific Guardian Life Diamond Head 8 5.40% A | 10% Yr. 1 and Yr. 2+ |
| 9 Year |
Royal Neighbors of America MYGA 9 Year 5.45% A | Interest Withdrawals |
Pacific Guardian Life Diamond Head 9 5.40% A | 10% Yr. 1 and Yr. 2+ |
Pacific Guardian Life Diamond Head 9 5.40% A | 10% Yr. 1 and Yr. 2+ |
| 10 Year |
Revol One Financial DirectGrowth 10 6.25% B++ |
Oceanview Life Harbourview 10 5.80% A | 10% Yr. 2+ |
Oceanview Life Harbourview 10 5.80% A | 10% Yr. 2+ |
Important:
Knighthead Staysail rates shown above are credited using simple interest.
The report lists guaranteed yields of 5.76% for three years, 5.95% for five years
and 6.00% for seven years.
Rates, commissions, product availability, state approvals and carrier guidelines
are subject to change without notice. Verify all product details with Synergy
Annuity before making a recommendation. This material is intended for licensed
insurance professionals and is not intended for consumer use.