🔥 Hot Rates to Highlight This Week: 6.70% for 6 Years – Atlantic Coast posts the highest overall...
Week of July 21st, 2025
🔥 Hot Rates to Watch – Week of 7/21/2025
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Wichita National is on fire with 6.25% for 5 years, the highest fixed rate in the market—ideal for clients chasing strong guaranteed yield.
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Upstream Life is making noise again at the short end with 5.40% for 2 years and 6.00% for 4 years, perfect for rollover conversations.
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Axonic continues to dominate liquidity plays, offering up to 5.65% with 10% free withdrawals and A- rating across multiple terms.
MYGA Leaderboard – 7/21/2025
| Guaranteed Period | Top Overall Rate | Best w/ 10% Free Withdrawal | Best w/ 10% Free & A- or Better Rating |
|---|---|---|---|
| 2-Year | Upstream Life – Secure Legacy 2 Year MVA – 5.40% | Axonic – Waypoint 2 MYGA MVA – 5.00% | Axonic – Waypoint 2 MYGA MVA – 5.00% |
| 3-Year | Wichita National Life – Security 3 MVA – 6.10% | Axonic – Waypoint 3 MYGA MVA – 5.45% | Axonic – Waypoint 3 MYGA MVA – 5.45% |
| 4-Year | Upstream Life – Secure Legacy 4 Year MVA – 6.00% | Clear Spring – Preserve MYGA 4 MVA – 5.20% | Clear Spring – Preserve MYGA 4 MVA – 5.20% |
| 5-Year | Wichita National Life – Security 5 MVA – 6.25% | Axonic – Waypoint 5 MYGA MVA – 5.65% | Axonic – Waypoint 5 MYGA MVA – 5.65% |
| 6-Year | Nassau – Simple Annuity 6 MVA – 5.75% | American National – Palladium MYG Annuity 6 MVA – 4.70% | American National – Palladium MYG Annuity 6 MVA – 4.70% |
| 7-Year | Wichita National Life – Security 7 MVA – 6.10% | Nassau – MYAnnuity 7X – 5.60% | Axonic – Waypoint 7 MYGA MVA – 5.55% |
| 8-Year | EquiTrust – Certainty Select 8 MVA – 5.65% | Clear Spring – Preserve MYGA 8 MVA – 5.40% | Clear Spring – Preserve MYGA 8 MVA – 5.40% |
| 9-Year | Clear Spring – Preserve MYGA 9 MVA – 5.40% | Clear Spring – Preserve MYGA 9 MVA – 5.40% | Clear Spring – Preserve MYGA 9 MVA – 5.40% |
| 10-Year | Wichita National Life – Security 10 MVA – 6.05% | Oceanview – Harbourview 10 MVA – 5.45% | Oceanview – Harbourview 10 MVA – 5.45% |
