--- title: News you can use | Eric Estrada (6) description: The best to ever do it. (6) --- [Skip to content](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/6#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/healthy%20young%20couple%20being%20active-1.jpeg)](https://synergyannuity.com/news-you-can-use/is-insurability-the-most-overlooked-asset-in-retirement-planning) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Is Insurability the Most Overlooked Asset in Retirement Planning?](https://synergyannuity.com/news-you-can-use/is-insurability-the-most-overlooked-asset-in-retirement-planning) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 22, 2025, 1:35:27 PM In the world of retirement planning, most advisors focus on three things: time, money, and risk. But... [Read more](https://synergyannuity.com/news-you-can-use/is-insurability-the-most-overlooked-asset-in-retirement-planning) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [5 Essential Life Insurance Questions Every Advisor Should Be Asking](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 18, 2025, 9:30:00 AM Life insurance isn’t just a box to check — it’s a critical component of financial, business, and leg... [Read more](https://synergyannuity.com/news-you-can-use/5-essential-life-insurance-questions-every-advisor-should-be-asking) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/why-tax-season-is-prime-time-to-talk-about-long-term-care) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Why Tax Season Is Prime Time to Talk About Long-Term Care](https://synergyannuity.com/news-you-can-use/why-tax-season-is-prime-time-to-talk-about-long-term-care) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 16, 2025, 11:00:00 AM Tax season isn't just about filing returns — it's when clients get hyper-focused on their money. Tha... [Read more](https://synergyannuity.com/news-you-can-use/why-tax-season-is-prime-time-to-talk-about-long-term-care) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20person%20pulling%20from%20their%20own%20piggy%20bank%20with%20a%20bank%20rep%20upset%20behind%20them-1.jpeg)](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Policy Loans from IUL: A Smart Cash Flow Solution for Clients](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 14, 2025, 2:51:52 PM Indexed Universal Life (IUL) is one of the most powerful tools available for clients looking to accu... [Read more](https://synergyannuity.com/news-you-can-use/policy-loans-from-iul-a-smart-cash-flow-solution-for-clients) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/rising%20health%20care%20costs%20displayed%20with%20stacks%20of%20coins%20rising%20and%20a%20stethascope%20woven%20in.jpeg)](https://synergyannuity.com/news-you-can-use/using-cds-to-fund-long-term-care-theres-a-better-way) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [Using CDs to Fund Long-Term Care? There’s a Better Way](https://synergyannuity.com/news-you-can-use/using-cds-to-fund-long-term-care-theres-a-better-way) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 11, 2025, 11:00:00 AM Your clients may be sitting on CDs, savings accounts, or money market funds that offer little more t... [Read more](https://synergyannuity.com/news-you-can-use/using-cds-to-fund-long-term-care-theres-a-better-way) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/growing%20money%20or%20nest%20egg.jpeg)](https://synergyannuity.com/news-you-can-use/why-mygas-are-a-better-alternative-to-low-yield-cds) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga) ## [Why MYGAs Are a Better Alternative to Low-Yield CDs](https://synergyannuity.com/news-you-can-use/why-mygas-are-a-better-alternative-to-low-yield-cds) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 9, 2025, 11:00:00 AM Many conservative clients have money sitting in Certificates of Deposit (CDs)—not because they’re th... [Read more](https://synergyannuity.com/news-you-can-use/why-mygas-are-a-better-alternative-to-low-yield-cds) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [Tired of Low CD Yields? Here’s Why Single Pay Life Insurance Is a Smarter Alternative](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 7, 2025, 11:00:00 AM Many clients nearing or in retirement are holding large amounts of cash in Certificates of Deposit (... [Read more](https://synergyannuity.com/news-you-can-use/tired-of-low-cd-yields-heres-why-single-pay-life-insurance-is-a-smarter-alternative) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20piggy%20bank%20that%20is%20also%20a%20swiss%20army%20knife-1.jpeg)](https://synergyannuity.com/news-you-can-use/looking-for-a-smarter-cd-alternative-why-mygia-just-makes-more-sense) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Looking for a Smarter CD Alternative? Why MYGIA Just Makes More Sense](https://synergyannuity.com/news-you-can-use/looking-for-a-smarter-cd-alternative-why-mygia-just-makes-more-sense) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 4, 2025, 10:30:00 AM When clients ask about safe, predictable investment options, many advisors default to Certificates o... [Read more](https://synergyannuity.com/news-you-can-use/looking-for-a-smarter-cd-alternative-why-mygia-just-makes-more-sense) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/fixed%20annuities%20vs%20CDs.jpeg)](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Income Protection Has Never Been More Affordable Than It Is Right Now](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 3, 2025, 11:00:00 AM When should a client buy income protection insurance? Is it when they're just starting out in their ... [Read more](https://synergyannuity.com/news-you-can-use/income-protection-has-never-been-more-affordable-than-it-is-right-now) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20money%20lightbulb.jpeg)](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga) ## [Maximize Returns: Why April Is Ideal for Replacing CDs with MYGAs](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Apr 2, 2025, 11:00:00 AM It’s April—CD renewal season—and that means opportunity. [Read more](https://synergyannuity.com/news-you-can-use/maximize-returns-why-april-is-ideal-for-replacing-cds-with-mygas) [First](https://synergyannuity.com/news-you-can-use/author/eric-estrada) [Prev](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/5) [4](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/4) [5](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/5) [6](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/6) [7](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/7) [8](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/8) [Next](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/7) [Last](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/15) ## Got a case, question, or concern? Click the button and send us an email, and we'll be sure to give you a call back. [Email Us](mailto:info@synergyannuity.com) [facebook-f icon](https://www.facebook.com/synergyannuitymarketing) linkedin-in icon - [Home](https://synergyannuity.com) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) --- [![Synergy 888.694.7271](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23-2.png?width=250&height=169&name=Synergy%20Logo-%23-2.png "Synergy 888.694.7271")](https://synergyannuity.com) 2339 Commerce St. Ste 175, Houston, TX 77002 Copyright © 2026, Synergy