--- title: News you can use | Eric Estrada (5) description: The best to ever do it. (5) --- [Skip to content](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/5#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/Lets%20show%20an%20advisory%20meeting%20someone%20one%20on%201%20for%20the%20first%20time%20in%20their%20shaking%20hands%20getting%20ready%20to%20sit%20down.jpeg)](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [🤝 Are You a One-on-One Closer? Why Personal Conversations Still Drive the Biggest Wins](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 10, 2025, 10:30:00 AM Not every advisor wants a microphone or a room full of people. Some just need one motivated prospect... [Read more](https://synergyannuity.com/news-you-can-use/are-you-a-one-on-one-closer-why-personal-conversations-still-drive-the-biggest-wins) [![](https://synergyannuity.com/hubfs/1000001839.png)](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia), [Marketing](https://synergyannuity.com/news-you-can-use/tag/marketing) ## [🧠 Not All Advisors Work the Same — And That’s a Good Thing](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 9, 2025, 12:47:41 PM Ever wonder why some advisors crush it in workshops while others thrive in one-on-one meetings or th... [Read more](https://synergyannuity.com/news-you-can-use/not-all-advisors-work-the-same-and-thats-a-good-thing) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%202%2c%202025%2c%2011_08_30%20AM.png)](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [💰 Why Top Advisors Are Ditching the 4% Rule for Smarter, More Secure Income Plans](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 9, 2025, 10:30:01 AM Morningstar recently updated its safe withdrawal rate — now suggesting 3.7% is the new benchmark for... [Read more](https://synergyannuity.com/news-you-can-use/why-top-advisors-are-ditching-the-4-rule-for-smarter-more-secure-income-plans) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%206%2c%202025%2c%2010_54_26%20AM.png)](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [💥 Don’t Let an Inherited IRA Become a Tax Bomb – What Every Advisor Should Be Watching For](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 6, 2025, 10:54:44 AM When a loved one passes and leaves behind a retirement account, it’s supposed to be a blessing—not a... [Read more](https://synergyannuity.com/news-you-can-use/dont-let-an-inherited-ira-become-a-tax-bomb-what-every-advisor-should-be-watching-for) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%202%2c%202025%2c%2011_15_22%20AM.png)](https://synergyannuity.com/news-you-can-use/turn-retirement-anxiety-into-income-certainty) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [🔐 Turn Retirement Anxiety Into Income Certainty](https://synergyannuity.com/news-you-can-use/turn-retirement-anxiety-into-income-certainty) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 4, 2025, 11:30:01 AM Retirement is supposed to be a reward — but for many clients, it’s a source of stress. No more paych... [Read more](https://synergyannuity.com/news-you-can-use/turn-retirement-anxiety-into-income-certainty) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%202%2c%202025%2c%2011_08_30%20AM.png)](https://synergyannuity.com/news-you-can-use/annuities-arent-just-safe.-theyre-strategic) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [💼 Annuities Aren’t Just Safe. They’re Strategic.](https://synergyannuity.com/news-you-can-use/annuities-arent-just-safe.-theyre-strategic) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 2, 2025, 11:08:48 AM Every June, Annuity Awareness Month gives us a unique opportunity: to reset the way clients and even... [Read more](https://synergyannuity.com/news-you-can-use/annuities-arent-just-safe.-theyre-strategic) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20piggy%20bank%20that%20is%20also%20a%20swiss%20army%20knife-1.jpeg)](https://synergyannuity.com/news-you-can-use/%EF%B8%8F-long-term-care-planning-has-evolved-heres-what-advisors-need-to-know) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc) ## [🛡️ Long-Term Care Planning Has Evolved — Here’s What Advisors Need to Know](https://synergyannuity.com/news-you-can-use/%EF%B8%8F-long-term-care-planning-has-evolved-heres-what-advisors-need-to-know) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) May 22, 2025, 11:15:00 AM For years, traditional long-term care (LTC) insurance was the default strategy. But today’s market —... [Read more](https://synergyannuity.com/news-you-can-use/%EF%B8%8F-long-term-care-planning-has-evolved-heres-what-advisors-need-to-know) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20May%2019%2c%202025%2c%2008_00_47%20AM.png)](https://synergyannuity.com/news-you-can-use/unlock-tax-free-long-term-care-with-old-non-qualified-annuities) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [🔥 Unlock Tax-Free Long-Term Care with Old Non-Qualified Annuities](https://synergyannuity.com/news-you-can-use/unlock-tax-free-long-term-care-with-old-non-qualified-annuities) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) May 20, 2025, 9:01:39 AM Did you know that many retirees are sitting on idle annuity assets — and missing a massive tax-savin... [Read more](https://synergyannuity.com/news-you-can-use/unlock-tax-free-long-term-care-with-old-non-qualified-annuities) [![](https://synergyannuity.com/hubfs/AI-Generated%20Media/Images/a%20new%20york%20street%20where%20business%20owners%20are%20starting%20their%20day%20opening%20their%20shops.jpeg)](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) [Life](https://synergyannuity.com/news-you-can-use/tag/life) ## [Help Your Clients Protect What They’ve Built: Life Insurance & Business Continuation Planning](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) May 14, 2025, 9:30:00 AM Small business owners are some of the most driven and hard-working clients you'll meet — but their d... [Read more](https://synergyannuity.com/news-you-can-use/help-your-clients-protect-what-theyve-built-life-insurance-business-continuation-planning) [![](https://synergyannuity.com/hubfs/Life%20insurance%20declined.jpg)](https://synergyannuity.com/news-you-can-use/when-life-insurance-says-no-this-annuity-strategy-says-yes) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [When life insurance says “no,” this annuity strategy says “yes.”](https://synergyannuity.com/news-you-can-use/when-life-insurance-says-no-this-annuity-strategy-says-yes) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) May 12, 2025, 10:19:01 PM Clients planning their legacy often look to single-premium life insurance for its simplicity and tax... 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