--- title: News you can use | Eric Estrada (3) description: The best to ever do it. (3) --- [Skip to content](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/3#main-content) ![Synergy Logo-#](https://synergyannuity.com/hs-fs/hubfs/Synergy%20Logo-%23.png?width=150&height=101&name=Synergy%20Logo-%23.png) - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) Open main navigation Close main navigation - [Home](https://synergyannuity.com/) - [About](https://synergyannuity.com/about) - [Contact](https://synergyannuity.com/contact) - [Contact us](https://synergyannuity.com/contact) [Contact us](https://synergyannuity.com/contact) # Feel free to give us a call - we love a good conversation! In the meantime, allow us to share valuable insights from our top producers. [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jul%2011%2c%202025%2c%2002_20_25%20PM.png)](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-3-the-rmd-confused-retiree) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga) ## [🔥 Summer Sizzle, Week 3: The RMD Confused Retiree](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-3-the-rmd-confused-retiree) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jul 28, 2025, 10:30:00 AM How to Simplify the Most Misunderstood Rule in Retirement [Read more](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-3-the-rmd-confused-retiree) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jul%2011%2c%202025%2c%2002_06_28%20PM.png)](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-2-the-underperforming-annuity-review) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [🔥 Summer Sizzle, Week 2: The Underperforming Annuity Review](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-2-the-underperforming-annuity-review) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jul 21, 2025, 10:00:00 AM How to Turn Stale Contracts Into New Opportunities [Read more](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-2-the-underperforming-annuity-review) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jul%2014%2c%202025%2c%2003_33_04%20PM.png)](https://synergyannuity.com/news-you-can-use/the-growth-annuity-mistake-too-many-advisors-are-making) [MYGA](https://synergyannuity.com/news-you-can-use/tag/myga), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [The Growth Annuity Mistake Too Many Advisors Are Making](https://synergyannuity.com/news-you-can-use/the-growth-annuity-mistake-too-many-advisors-are-making) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jul 16, 2025, 11:00:00 AM 🚨 Here’s the mistake too many advisors make — and how to avoid it with a smarter, more consistent s... [Read more](https://synergyannuity.com/news-you-can-use/the-growth-annuity-mistake-too-many-advisors-are-making) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jul%207%2c%202025%2c%2003_34_58%20PM.png)](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-1-the-cd-rollover-client) ## [🔥 Summer Sizzle, Week 1: The CD Rollover Client.](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-1-the-cd-rollover-client) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jul 14, 2025, 10:00:00 AM How to Turn Maturing CDs Into Long-Term Wins for Your Clients [Read more](https://synergyannuity.com/news-you-can-use/summer-sizzle-week-1-the-cd-rollover-client) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%2016%2c%202025%2c%2003_00_28%20PM.png)](https://synergyannuity.com/news-you-can-use/the-annuity-angle-how-to-protect-inheritance-reduce-tax-surprises) [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [🔁 The Annuity Angle: How to Protect Inheritance & Reduce Tax Surprises](https://synergyannuity.com/news-you-can-use/the-annuity-angle-how-to-protect-inheritance-reduce-tax-surprises) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 25, 2025, 9:30:00 AM (Part 3 of the “Where Not to Die in 2025” Series) [Read more](https://synergyannuity.com/news-you-can-use/the-annuity-angle-how-to-protect-inheritance-reduce-tax-surprises) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%2016%2c%202025%2c%2002_57_05%20PM.png)](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) [Life](https://synergyannuity.com/news-you-can-use/tag/life), [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning) ## [💰 How to Pay the Death Tax Without Selling the Farm](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 24, 2025, 10:00:00 AM Estate taxes don’t just hit the ultra-wealthy anymore. With state exemptions as low as $1 million an... [Read more](https://synergyannuity.com/news-you-can-use/how-to-pay-the-death-tax-without-selling-the-farm) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%2016%2c%202025%2c%2002_52_58%20PM.png)](https://synergyannuity.com/news-you-can-use/where-not-to-die-in-2025-the-states-that-still-punish-legacy) [Smart Tax Planning](https://synergyannuity.com/news-you-can-use/tag/smart-tax-planning), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Where Not to Die in 2025: The States That Still Punish Legacy](https://synergyannuity.com/news-you-can-use/where-not-to-die-in-2025-the-states-that-still-punish-legacy) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 23, 2025, 11:00:00 AM We’ve all heard “nothing is certain but death and taxes”—but for residents of certain states, the co... [Read more](https://synergyannuity.com/news-you-can-use/where-not-to-die-in-2025-the-states-that-still-punish-legacy) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_30_34%20PM.png)](https://synergyannuity.com/news-you-can-use/the-secret-weapon-for-tax-free-long-term-care) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [The Secret Weapon for Tax-Free Long-Term Care](https://synergyannuity.com/news-you-can-use/the-secret-weapon-for-tax-free-long-term-care) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 19, 2025, 10:00:00 AM the Pension Protection Act allows annuity owners to turn gains into tax-free LTC benefits — without ... [Read more](https://synergyannuity.com/news-you-can-use/the-secret-weapon-for-tax-free-long-term-care) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_26_31%20PM.png)](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection) [LTC](https://synergyannuity.com/news-you-can-use/tag/ltc), [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Turning Retirement Income Into Long-Term Care Protection](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 18, 2025, 12:00:00 PM The Problem: Most retirees know they need income — but very few are actually planning for what happe... [Read more](https://synergyannuity.com/news-you-can-use/turning-retirement-income-into-long-term-care-protection) [![](https://synergyannuity.com/hubfs/ChatGPT%20Image%20Jun%209%2c%202025%2c%2001_22_41%20PM.png)](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare) [FIA](https://synergyannuity.com/news-you-can-use/tag/fia) ## [Why Every Retiree Needs a Liquid Side Fund for Healthcare](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare) ![Picture of Eric Estrada](https://synergyannuity.com/hs-fs/hubfs/EE%20Head%20shot%202.jpg?width=50&name=EE%20Head%20shot%202.jpg) [Eric Estrada](https://synergyannuity.com/news-you-can-use/author/eric-estrada) Jun 17, 2025, 10:45:00 AM How fixed annuities offer protected growth and penalty-free access when unexpected health expenses s... [Read more](https://synergyannuity.com/news-you-can-use/why-every-retiree-needs-a-liquid-side-fund-for-healthcare) [First](https://synergyannuity.com/news-you-can-use/author/eric-estrada) [Prev](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/2) [1](https://synergyannuity.com/news-you-can-use/author/eric-estrada) [2](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/2) [3](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/3) [4](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/4) [5](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/5) [Next](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/4) [Last](https://synergyannuity.com/news-you-can-use/author/eric-estrada/page/14) ## Got a case, question, or concern? Click the button and send us an email, and we'll be sure to give you a call back. 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